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We have all heard the saying, "Nothing in life is free." What if you could purchase groceries, toiletries and household goods at deeply discounted prices? Coupon shopping can do that. Anyone can become a great coupon shopper. In tough economic times, Americans have become frugal while shopping. C...
08/30/2012
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Are you receiving annoying or harassing phone calls from telemarketers or debt collectors? In these tough economic times, your telephone seems to ring more often. There are actions you can take to reduce the number of calls you receive. First, you must determine whether the caller is a telemarket...
08/30/2012
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A new variation of identity theft has substantially gained in popularity over the last four years - child identity theft. Child identity theft occurs when a child's identity is used by another person for the imposter's personal gain. The perpetrator may be a family member or someone known by the ...
08/30/2012
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Debt collectors are highly motivated to convince debtors to pay the debt because they frequently work on a low base pay plus commission. This business model has created the reputation for bill collection agencies that we know today.The collector might engage in threatening behavior and harassment...
08/30/2012
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In tough economic times, homeowners cannot afford to pass up free paint and a savings of several hundred dollars. Between record foreclosures, high unemployment, and rising food and gas prices, the “Paint it Broward” program has hit all-time records in paint distribution county-wide. “Paint it Br...
08/30/2012
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Entering its 15th year, National Coupon Month serves as a reminder that clipping coupons is an easy and fun way to save at the supermarket. Whether you shop at Albertsons, BJ’s Wholesale Club, Food Lion, Publix, Save-a-Lot, Sam’s Club, Sedanos, Sweetbay, Walmart or Winn-Dixie, shoppers have beco...
08/30/2012
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Many people live long after they're gone through social media. There is no such thing as a digital death. Facebook, Twitter, MySpace, LinkedIn and many other major social media sites have policies regarding the death of its users. Are you familiar with them? While losing a family member, friend, ...
08/30/2012
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While the economy has been showing some signs of improvement, your good name and reputation is becoming more important within the community. Creditors have tightened their guidelines effectively barring millions of Americans from borrowing money. Mortgage lenders, auto finance companies, credit c...
08/30/2012
A federal judge in the U.S. District Court for the Northern District of Illinois has halted an operation that the Federal Trade Commission alleged collected phantom payday loan “debts” that consumers did not owe. The FTC charged Villa Park, Calif.-based American Credit Crunchers LLC, an affiliate...
08/30/2012
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Since the start of the Great Recession in 2008, grocery shoppers have become more frugal. Concerned about the rising cost of food, toiletries and household goods, they are clipping more coupons and saving more money. According to the Promotion Marketing Association, spending as little as 20 min...
08/30/2012