Jerry LaRose, ABR, GRI, e-PRO, CLHMS's Blog

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The Housing and Economic Recovery Act of 2008 authorizes a $7,500 tax credit for qualified first-time home buyers purchasing homes on or after April 9, 2008 and before July 1, 2009.   1.   Who is eligible to claim the $7,500 tax credit?First time home buyers purchasing any kind of home-new or res...
For first-time buyers, often the first thought that comes to mind is, "I need a down payment." This is often followed by the question, "Now, where do I get that down payment?" Depending upon the loan type, a home mortgage typically requires 3 to 5 percent down. If you have the money, then you're...
The Orlando Real Estate Voice is happy to offer a great article on jumbo loans from David Reed - the author of Mortgage 101 and Mortgage Confidential: Everyone knows the jumbo loan market has been out of whack for nearly 18 months. "jumbo" loans, those amounting to more than $417,000, took it on ...
As buyers sit on the sidelines in the housing market -- how does the rental market fair? The two markets are more closely related than some may think. Both are strongly affected by local and national economic trends. The recent downturn may be affecting speculators and investors as well as homebu...
Drowning is the leading cause of unintentional death in children aged 1 to 4. Drowning deaths involving children younger than 5 in pools and spas is up and the number of emergency room treated pool and spa submersion injuries numbers remains in the thousands every year. And a new 2008 Consumer Pr...
The Federal Housing Administration shook up Washington's mortgage and real estate leaders last week by announcing that it's shifting its entire production line to risk-based pricing -- starting this summer. FHA plans to abandon its 74-year policy of charging all borrowers the same insurance premi...
I just don't understand the course we're on. Since when is it OK to just walk away from your responsibilities when things don't work out the way you wanted them to? Many people treated their homes like a day-trade on the stock market. Now that their ‘gamble' isn't working out, they seek governme...
Will you wear blue?International Picture of the Year Here are two very touching photos honored this year. First Place: First PlaceTodd Heisler The Rocky Mountain NewsWhen 2nd Lt. James Cathey's body arrived at the Reno Airport , Marines climbed into the cargo hold of the plane and draped the fla...
Buying a home is probably the single largest investment most people make in a lifetime. By preparing yourself and your credit profile before a home purchase, you can ensure a smooth finance process and can potentially save thousands on your loan.Start by checking your credit reports from TransUni...
Have you been feeling frustrated at clients who don't seem to be able to make a decision? At the beginning they seem interested in buying, either they've contacted you or you contacted them. Then as they see some homes and may begin listening to the news about today's marketplace, they start to ...

Jerry LaRose

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Orlando, Windermere, Winter Garden Florida Real Estate News and the surrounding Orlando and Disney World Area, Keller Williams Realty