Angie Gerhardson - Minnesota Mortgage Expert

Mortgage and Lending - LeaderOne Financial Corp. - NMLS #12007 - NMLS# 274125
My blog is all about mortgages and real estate with a spattering of community specific information about Cambridge, Minnesota, Isanti County, or surrounding areas. I will also have a few blogs about being a Mom in Real Estate and other personal items, but will only post to those specific groups. I hope you enjoy reading the spillage of my brain.
As we all watch the daily losses and triumphs of our volatile economy, our lives ever changing with each movement, we wonder what to do next.  Our housing market has been struggling for the past two years as the foreclosure market has hit all time highs and lenders are claiming enormous losses. ...
 After new legislation went into effect for mortgage loans on August 1st, 2007, mortgage companies in Minnesota have been scrambling.  This new legislation has banned mortgage brokers in MN from doing stated income or No Doc loans.  I'm not quite sure why this seems like it was so last minute to ...
The Isanti Involvment Team and Cambridge Police Department invite area residents to the 24th Annual National Night Out 2007.Isanti - Held at the Isanti Community Center on Tuesday, August 7th at 6:30pm for potluck dinner, root beer floats, moonwalk, games and prizes.  Meet your local first respon...
Get Ready for the 130th Annual Isanti County Fair!  It gets bigger and better every year.  Hope to see you there!Here is your schedule of events:Wednesday, July 25th8am-9pm                           4-H Animals entered, barns - ALL ANIMALS (except dairy) MUST BE ENTERED BY 9PM9am                 ...
Enjoy pie, pie, and more pie at the 18th Annual Braham Pie Day held in downtown Braham, MN on Friday, August 3rd, 2007.The festivities are held in Freedom Park starting at 10:00 a.m. on August 3rd.  Activities include a pie eating contest, an art, craft, quilt, and fashion show, a pie medallion h...
Effective August 1, 2007, three anti-predatory legislative bills (H.F. 1004, S.F. 988, and S.F. 2096) enact changes designed to curb home foreclosures and mortgage lending fraud.Many Minnesota lenders are taking a conservative approach by choosing, at least for now, to purchase only full document...
Buying a home is a BIG step!  This step-by-step question and answer guide should give you the information you need to get started on your way to being a First Time Homebuyer.Why Buy instead of Rent?  Buying a home can be a wise investment.  Typically, even in a down market, homes increase in valu...
When was the last time you cleared your mind?  Wouldn't it be nice to process one thought at a time and get rid of all of the unnecessary pressure and stress these multiple thoughts put on us?A little less than a year ago, many employees from our company got together to have a business planning a...
    For those of you who are alot like me, right now you are realizing that you should probably pull out that business plan you wrote back in January.  I'm sure that if I did, I'd find a few things that I have forgotten to do so far and I've made it half way through the year.But, like I said, it'...
Let's Remember Isanti County on it's 150th Birthday!Look at the way things have changed.  150 years ago, the roads weren't paved, the automobiles weren't affordable, indoor plumbing was hard to come by, and nobody even knew the word "technology".  It is a big deal to see how far we've come and we...

Angie Gerhardson

Loan Officer - NMLS #274125
Ask me a question

Additional Information