Anthony Bellassai's (ajbella) Blog

Regulators issued new mortgage rules on Thursday designed to prevent a return to lending practices that cratered the housing market and brought the financial system to its knees during the past decade. Here’s a look at some frequently asked questions: What is a qualified mortgage? Congress amende...

Important Things You Can Do Right Now To Get Back On The Path To Good Credit: 1.     Check Your Credit Report – Credit score repair begins with your credit report. If you haven't already, request a free copy of your credit report and check it for errors. Your credit report contains the data used...

PHOENIX -- Arizona Attorney General Tom Horne says homeowners need to be aware of a mortgage scam being mailed out to many Valley homes. According to Horne, a New York company called Fresh Start has been sending out a mailing that appears to be an official legal or government document. The lette...

     One of most persistent canards about American communities is the idea that they’ve been built entirely by demand.   People live in the suburbs because they want to.       Drivers commute on highways by choice. The market long demanded single-family homes and strip malls, and so that's what t...

  You never really hear about why lenders ask for additional information. In days gone by you would fill out a 1003 Uniform Residential Loan Application without giving it much thought. You tried to answer all the questions correctly and if something was off you just made the adjustment before it...

Good people have good and bad credit and the 'why' they have a derogatory mark on their credit may be for a myriad of reasons. The good news is there is forgiveness, and they can re-enter the mortgage market depending on their individual circumstance and also after a certain period of time (along...

With the New Year upon us one of my goals is to expand my Realtor base in 2013 I found through the years that relationships and partnerships are built 1 transaction at a time and would appreciate the opportunity to earn your trust and confidence. As always I am just a phone call away day or nigh...

Some gooood information here worth sharing: If you've been sitting on the sidelines, waiting for the best time to refinance or get a mortgage to buy a home, think of 2013 as your last chance to act. With good credit, persistence and some shopping skills, you can still snag phenomenal deals this ...

  This is the number one question I get all the time and though we strive to be the most competitive in the market place, to find this out please be prepared to answer a few questions including. (1) Is it a purchase ...or refi? (2) What is the 'LTV' or loan to value? This makes a big difference ...