Lakewood's #1 VA Mortgage Expert - Kevin T

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Mortgage and Lending - - NMLS ID 108542
Tacoma and local Northwest Mortgage Information. Program guidelines, recent changes that affect the mortgage industry
With a few extra minutes on my hand this rainy Friday afternoon, I was curious about the relationship  between the appraised value, assessed value and the Zillow value.  So, I pulled a few loan files I was working on today and here's what I found:    Location         Bed/Bath Size         Transac...
Freddie Mac Relief Refinance Mortgages - Open Access  **You are not required to use your current servicer/mortgage company for this program.  The Freddie Mac Relief Refinance MortgageSM - Open Access supports the federal Making Home Affordable Program by helping borrowers who are making timely mo...
If your mortgage loan is owned by Fannie Mae or Freddie Mac, you may be eligible for a Home Affordable Refinance to take advantage of lower interest rates. Only loans owned or guaranteed by Fannie Mae or Freddie Mac are eligible. Your mortgage company can tell you who owns your loan, or you can c...
Working with VA home buyers in Tacoma over the years, I have this question come up quite often.  Can I use my VA Mortgage Benefits more than once? The answer is YES!  Although using your VA benefits a second time, could be more expensive.  VA differentiates between first time and subsequent use f...
Time is running out to refinance your Puyallup FHA Mortgage under the old FHA guidelines for Streamline Refinances. The ability to finance in closing costs without an appraisal will be ending on Jan 1, 2010 making it difficult to refinance if your property value has fallen. We are also doing a lo...
Effective for all case numbers assigned on or after January 1, 2010, the validity period for all appraisals on existing and proposed and under construction properties will be 120 days. This change aligns FHA's requirements pertaining to the validity of an appraisal with current industry practices...
VA Guaranty Calculation Examples The following examples illustrate some common situations involving VA-guaranteed loans. They are by no means comprehensive. Due to variations in the amount of entitlement available to an individual veteran, loan limits for individual counties, and purchase prices...
Does Fannie Mae own my mortgage?  Why would you even care who owns your mortgage? Well if you have been considering refinancing your home loan, but real estate values in your area have declined, you may want to know who owns your mortgage...Knowledge is Power... Fannie Mae's program DU Refi Plus ...
08/24/2009 or General Rules for Eligibility Military Service Requirements for VA Loan Eligibility: Note:  Applications involving other than honorable discharges will usually require further development by VA.  This is necessary to determine if the service...
www.FHAHOMELOANSTACOMA.COM Financing a home with a FHA mortgage in Tacoma can be a challenge if the seller has recently acquired the property.  Due to the large number of foreclosures and short sales, you may come across homes where the owner of the property has only owned the home for a short ti...

Kevin Tinsley

Washington State Tacoma Seattle VA Home Loans
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