Lakewood's #1 VA Mortgage Expert - Kevin T

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Mortgage and Lending - - NMLS ID 108542
Tacoma and local Northwest Mortgage Information. Program guidelines, recent changes that affect the mortgage industry
While yesterdays .5% cut by the Federal Reserve won't necessarily translate into lower interest rates on 30 year fixed rate loans, it will lower the rate on most home equity lines of credit.  Most home equity lines of credit or HELOC's are tied to the Prime Rate, which is currently at 4.00%. TIP:...
If you have a mortgage in the $417,000-$567,500 range you may be interested to know that interest rates have fallen below 6.00% (6.039APR).  Here's an example of a loan All Tech Mortgage closed last week:  $563,000 loan amount, 46% LTV, 756 Fico Score, Rate/Term refinance at 5.875% (5.938 apr) wi...
Interest rates continue to improve for a second day in row.  All Tech Mortgage is quoting a 30 year fixed rate loan at 5.875% with No Points or Loan Fee! (6.063 apr).  For loans higher than the conforming limit of $417,000 up to $567,500 we have a 5.875% 30 year fixed rate loan with only a .50% l...
How Does a Wall Street Bail-Out Bill Affect Main Street? Large and small companies across the globe rely on access to money markets to finance their daily operations, including inventories, and payrolls. Lenders routinely make loans to these companies, and to each other, to make it all happen. Wh...
National Breast Cancer Awareness Month (NBCAM) organization is comprised of several national public service organizations, professional medical associations, and government agencies working in partnership to build breast cancer awareness, share information and provide access to screening services...
Global Banks Unite in Unprecedented Rate Cuts Ben Bernanke and the Fed brought financial aid to the streets, lowering the Federal Funds Rate and Discount Rate by 0.50%. In an unprecedented emergency move, central banks across the globe joined in lowering interest rates. This move follows Washing...
The Federal Reserve along with other central banks around the world made a concert unprecedented coordinated interest rate cut of 1/2%.  Trying to stabilize the financial markets, the Federal Reserve is pulling out all the stops trying to jump start our economy.  The immediate reaction to the int...
Wild Markets, The Fed, and Opportunities Uncertainty in Financial Markets Could Cause Dramatic Rise in Existing ARMs at Next Adjustment If you or anyone you know has an Adjustable Rate Mortgage, this is an important point to consider. Many ARM loans are tied to the London Interbank Offered Rate (...
As of today, October 1st there are some new guidelines to keep in mind when keeping your current residence as a rental or 2nd home.  I. Purchases: Conversion of Primary Residence to Second Home or Investment Property  Conversion to Second HomeBoth the current and proposed mortgage payments must b...
First time home buyers will receive a nice gift from the Federal Government when they prepare their tax returns for 2008 or 2009.  The new tax credit will provide first time home buyers a tax benefit that is essentially a 15-year interest-free loan (up to $7,500 depending on your tax status) for ...

Kevin Tinsley

Washington State Tacoma Seattle VA Home Loans
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