Art's Mortgage Solutions Blog

In a world of shrinking mortgage options, I have found a way to grow my market. I call it CS (credit score) 101. Many consumers do not meet minimum thresholds to get a mortgage loan in today's world of FNMA/FHLMC/FHA/VA/USDA only lending. Often I find that credit scores are unnecessarily low beca...

Yesterday I posted a blog titled "The Death of an Industry" and it obviously struck a nerve.  The Mortgage Lending community has been put under the microscope lately and tensions are running high.  My blog discussed how changes in business practices by large commercial banks and mortgage bankers,...

I opened my first mortgage brokerage company in 1991.  The industry trend was away from banks and toward brokers.  Brokers had several intrinsic advantages: •1.       They could shop the market place for price.  While most lenders pricing is very close, mortgage brokers could find that one lender...