"Class is an aura of confidence that is being sure without being cocky. Class has nothing to do with money. Class never runs scared. It is self-discipline and self-knowledge. It's the sure footedness that comes with having proved you can meet life." Ann Landers, born 1918 How TRUE this is! Clas
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10/17/2009
"Yes, there are times when something is legitimately not our fault. Blaming others, however, keeps us in a stuck state and is ultimately rough on our own self-esteem." Eric Allenbaugh - Author of "Wake-Up Calls" So, when was the last time you said: It was the loan officer's fault!" OR "It was t
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10/16/2009
Remember the Nehemiah loan? It was the grant loan which FHA allowed. We were able to add the down payment to the sale price, which ultimately was added to the loan amount. For example, a $200,000 purchase would sell at $206,185. The extra $6185 was the 3% down payment which was required by FH
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10/15/2009
"Circumstances may cause interruptions and delays, but never lose sight of your goal. Prepare yourself in every way you can by increasing your knowledge and adding to your experience so that you can make the most of opportunity when it occurs." Mario Andretti Auto Racer So, TRUE, Mario! The m
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10/13/2009
"Write in your heart that every day is the best day of the year." Ralph Waldo Emerson (1803-1882). Yes, times are difficult in the real estate industry. But a POSITIVE attitude and knowing that every day is a blessing and will be the BEST day of the year will make life happen for you and for o
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10/11/2009
"The less you speak the more you are listened to." I hear often in this industry: "my mortgage lender did not listen to what I wanted or my realtor is showing me homes I have no interest in" By listening to our clients needs, we will be able to better meet those needs. Pure and simple! Le
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10/11/2009
"I have always struggled to achieve excellence. One thing that cycling has taught me is that if you can achieve something without a struggle it's not going to be satisfying." Greg LeMond - Cyclist, 3 Times Winner of the Tour de France Well, we all know real estate can be a struggle during these
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10/10/2009
I feel like the world is a different place...yet again! Taylor Bean & Whitaker: the 3rd largest FHA lender in the nation has closed its doors today due to a mistake by the "powers to be" in upper management. SO, many jobs were lost today along with many homeowners who had their loans in process
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08/05/2009
Ugggh...ohhh...."Brick and Mortar" banks part of our past???? Please read this article: http://money.cnn.com/2009/07/28/news/companies/BAC_branch_closures/index.htm Basically the article states due to "online and mobile services: Bank of America is closing 10% of its branches. Well, this t
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07/28/2009
Real estate can be like a game of cards. Each deal is a separate hand of cards and a different game. How you play each hand and game will determine the success of that transaction. Play it well and the buyer and seller will be smiling at the closing table! So, even when you are dealing with
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07/24/2009
