The Mortgage Coach serving RI, MA, CT and FL

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Mortgage and Lending - Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT - MLO 10920
Seacoast Mortgage: Your place for:RI loans, MA loans, CT loans, FL loans, commercial loans, residential loans, FHA, VA, USDA, 100% financing, FSBO (for sale by owner) assistance. Find a loan in RI, find a loan in MA, find a loan in CT,RI mortgages,CT mortgages,FL mortgages,MA mortgages. Do you qualify for a loan? At Seacoast Mortgage, we qualify you within your means. What you can afford is different than what you qualify for. Call us today!
RECENT BLOG POSTS
Oh NO!  Social Security surplus is GONE!  First year this has happened.  It is being attributed to the recession.  With so many layoffs, employees have taken early retirement by accepting a "golden hand shake" or by having no choice.   This crisis was coming but it was rushed by the recession.  S...
02/08/2010
"The most important thing I have learned over the years, is the difference between taking one's work seriously, and taking one's self seriously. The first is imperative - and the second disastrous." Margaret Fontey   Every day I go into work and realize how serious my job is.  People need homes t...
01/23/2010
"I really do have to be the best me at all times because I just don't know who is watching my demonstration and taking notes." Steve Kolkmeyer   Who is watching YOU?  WHO KNOWS?  So, you best be on your best at all times when you step out the door, because your next buyer, seller, professional pe...
01/23/2010
"You can't hit a home run unless you step up to the plate. You can't catch a fish if you don't put your line in the water. You can't reach your goals if you don't try." Kathy Seligman - Author   So, stop thinking about it, stop complaining about it....step up to the plate and HIT!  Yes, there are...
01/23/2010
"You can't direct the wind - but you can adjust your sails." Anonymous   Had a tough 2009?  2008 was not a good year either?  Well, then it is time to CHANGE what you are doing to attract business.  Many agents conduct business the old traditional ways and continue to be successful.  But times ha...
01/17/2010
If you purchased your home AFTER November 6, 2009, your tax credit will be delayed.   WHY?  The IRS has NOT created a form for the new tax credits that now include "move-up" buyers.  PLUS, they have seen fraud.  Taxpayers have been claiming the credit without actually buying a property.  So, the ...
01/14/2010
Critical Analysis of the New Good Faith Estimate This is an excellent article on the above subject. Reposted from: http://mortgagefiduciaries.com/2009/01/a-critical-analysis-of-the-new-good-faith-estimate/ January 4th, 2009 • Related • Filed Under Filed Under: Federal Law Tags: GFE • New Good Fai...
01/06/2010
HERE it is!  The new GFE (Good Faith Estimate).  Is it better?  Does it show the costs clearer?   To see the new GFE, click on below:   http://www.hud.gov/content/releases/goodfaithestimate.pdf   The new Good Faith Estimate is three pages long.  Here is what you will see: Dates: valid dates of th...
01/06/2010
Received the first call today....a borrower wishing to buy a million dollar home who was using a loan officer for an approval and now effective today, this loan officer can no longer write a loan in Rhode Island because they did not pass the state and the national tests.    So, begins 2010.  One ...
01/01/2010
"Courage is grace under pressure." Ernest Hemingway   Boy, do we have a lot of GRACE in the real estate industry!   Every day when you wake up, do you have the strength to get up and the courage to go after buyers/sellers?  Or do you wait for the business to come to you? How pro-active are you?  ...
12/30/2009
Rainmaker
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Ann Sabbagh

President, Sr. Loan Officer
smartphone508-243-1190
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Seacoast Mortgage: Your place for:RI loans, MA loans, CT loans, FL loans, commercial loans, residential loans, FHA, VA, USDA, 100% financing, FSBO (for sale by owner) assistance. Find a loan in RI, find a loan in MA, find a loan in CT,RI mortgages,CT mortgages,FL mortgages,MA mortgages. Do you qualify for a loan? At Seacoast Mortgage, we qualify you within your means. What you can afford is different than what you qualify for. Call us today!