Auria Roman's (aroman) Blog

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Real Estate Agent - Keller Williams - RS347671
October Existing and New Home Sales Fell modestly. Inventories of unsold homes declined. The outlook for future home sales grew MUCH more positive this week, since lower mortgage rates make homes more affordable. The chief economist for the National Association of Realtors (NAR) estimated that each 1% decline in mortgage rates could generate between 500k & 800k home sales. Combined with the recent drop in home prices, homes are more affordable now than they have Ever BEEN
RECENT BLOG POSTS
 to place some borrowers looking for homes.. call me for specific borrower info. emails and prequal If you are going to respond to my free leads. Please be prepared to send work to me as well.  On my side of the Spectrum I have been in the Mortgage Industry for over 13 yrs, so I'm sure you can re...
03/26/2009
Guess what...every day, more and more of your clients and prospects speak Spanish. The Spanish-speaking market is the largest growing segment of the US population, and also the largest emerging market for both homeownership and investment. And with the real estate and financial markets tightening...
01/30/2009
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Now who would have thought, only Realtors could rhyme... ..especially those with " not so much time" I thought i would give y'all a shout out myself ...introduce you to me " Top Class" no doubt... If you ever have needs for a "mortgage" real fast Look no further, my knowledge is vast .....creden...
12/24/2008
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 While a short sale may be a last resort for many homeowners facing foreclosure, it also represents a great opportunity for potential home buyers and real estate agents. I have an article designed to help answer a few basic questions about the substantial risk and the rewards involved in this po...
12/11/2008
Have you ever wondered what the Perfect Purchase Transaction would look like? Close your eyes and dream about it for a minute. Few inbound phone calls. Your cell phone never rings. Clients leave so ecstatic with your service that they hand you three names of people they know who are ready to sell...
12/10/2008
Tuesday, the Fed & Treasury announced a new program to purchase up to $500 billion in mortgage-backed securities (MBS), and mortgage rates dropped sharply after the news. The MBS purchases are expected to take place over the next few months. For realtors October Existing and New Home Sales Fell m...
09/17/2008
As the News posted yesterday, With LIBOR RATES doubling from 3-6% that means the Variable/ or fluctuated rates your Clients got when they purchased their home have now doubled - call them get them to a bank that can put them into a fixed product/ or fha - not only will you be a hero to them But ...
09/17/2008
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Auria Roman

...because a Happy Home is a Happy Life
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Bottled Water Coolers Are Not Necessarily Healthy. Bottled water coolers are open systems Open System Water Cooler Open systems such as bottled water dispensers have a human factor – someone has to replace the bottles. They may introduce dirt and germs into the system, by touching the top of the bottle or the connection point, sneezing on it, or allowing dust and germs in the air to come into contact with the water supply. Dirt and other impurities and germs, bacteria, fungi, and biofilm may end up in contact with the water. Compare closed system water coolers, such as bottleless water, which have internal water supplies and always give clean and healthy water. – water in the reservoir is open to the air. And the top of each new bottle or jug dips into your reservoir, as well. Here are a few questions you may want to ask yourself: •What happens during flu season when someone grabs the neck of a new bottle? •Ever wonder where the dust on the top of your stored spare bottles ends up? •Anything floating around in your office air that you’d rather not have in your stomach? It’s an acknowledged problem – so much so that the International Bottled Water Association (IBWA) recommends that bottled water coolers be sanitized every 3 months. So, anyone in your office remember the last time your water cooler was cleaned? Water Jugs Themselves May Be Unhealthy. Don’t forget. Bottled water companies store your water before delivering it to you. It’s likely those jugs stay in storage a few more weeks before you use them. Sure would be nice to drink fresh water, wouldn’t it? Of special concern to a number of people, water jugs are typically made from plastics that use the chemical bisphenol-A (BPA) as a hardening agent. Because BPA may leach out of plastic and into water, if it’s in your water jug, you may be drinking it. A number of regulatory agencies now view BPA as a possible health hazard, and a number of states and the country of Canada now ban the use of BPA altogether in certain food-and drink-related containers. Any reason you want BPA in the bodies of your co-workers? Bottleless Water Dispensers Are Safe, Closed, Healthy Drinking Water Systems. Bottleless water coolers are connected directly to your water source. They’re a closed system Closed System Water Cooler Closed systems such as bottleless water do not provide an opportunity for dirt and germs to enter the system. The water supply is contained within the system, and with ultraviolet sanitization and antimicrobial protection the water is completely safe. , so what’s outside your water cooler stays outside your water cooler. The water you’ll be drinking hasn’t been stored for weeks in plastic – it’s filtered and purified when you’re ready to drink it. And many bottleless cooler companies go an extra step to add self-sanitizing technologies to ensure the cooler remains pristine. With bottleless water filtration, you get fresh, purified, great-tasting, safe drinking water whenever you want it.