Arthur Wainio's (arthurwainio) Blog

Real Estate Agent - HomeSmart
Time is Running Out: How the Mortgage Debt Relief Act can save you!  In 2007, the Mortgage Debt Relief Act was passed in an attempt to help the millions of homeowners who, due to the housing crisis and economic crash, suddenly found themselves in danger of losing their home to foreclosure. Many ...
Escape Your Unmanageable Mortgage: Getting free doesn’t have to mean running away.   Perhaps you have heard about it???  On the news, a reporter tells a story about how the housing crisis has caused some homeowners to simply walk away from their homes. It sounds crazy, but you can't avoid seeing...
  The Second Largest Settlement in History: How it saves you from foreclosure!   The news has been a buzz in the past few weeks about the historic Robo-Signing Settlement reached between the government and five major lenders. The settlement raises lots of questions, but for homeowners who are in...
HOME AFFORDABLE FORECLOSURE ALTERNATIVES (HAFA) UPDATES AND EXTENSION: EFFECTIVE JUNE 1, 2012 The Home Affordable Foreclosure Alternatives (HAFA) Program is a government-sponsored initiative overseen by the US Treasury Department and administered by Fannie Mae assisting all Home Affordable Modif...
 What if you didn't have to fight foreclosure alone?  Truth is, you don't.  There is a government program, Home Affordable Foreclosure Alternatives (HAFA), which has been put in place to provide you with better solutions, including more efficient short sales or deeds-in-lieu of foreclosure.  Sho...
Renewed trust for tough times Does it feel like trust is one of the major casualties of the economic meltdown of 2008 – followed by the “Great Recession,” the “Jobless Recovery” and now the threat of a “Double Dip Recession?” Weren’t we assured that home values were destined to go up and up and ...
It’s time to take another look at short sales: As recently as a six months ago, if you would have told a real estate agent who specialized in short sales that they’d be raving about a lender’s stellar service and rapid approval times—not to mention significant cash incentives for financially str...
  Is Your Mortgage out of Balance with your Budget?  It can happen quickly.... An expensive car repair, an unexpected hospital visit, a missed week of work – just a few little things and the life you’ve worked so hard to build can feel like it’s tipping dangerously out of balance. This is happen...
Change the Course! Foreclosure fears foster true grief Reports of foreclosures by the millions have been in the news so much over the past few years that to some, it might seem like the new normal.  It sure is the new normal here in Phoenix, Arizona.  We  are one of the states that have been hit...
Are Mortgage Payments Weighing You Down? Take action now to turn it around in 2012 Recent economic upheaval has taken a hefty toll. Foreclosures and Short Sales are every where in Phoenix, Arizona.  Looking forward to 2012, it’s impossible to know what’s next and the kind of an impact that an up...

Arthur Wainio

Ask me a question