Una multa por pago adelantado es una cuota que se le cobra a los prestatarios que hacen el pago total de su hipoteca, o que cancelan una porción sustancial (por lo general más del 20% de la cantidad total del préstamo), antes de la fecha programada. Esta cláusula está escrita en algunos contrato
...
08/31/2007
Our Mortgage Rates Report from last week advised clients to float their loans. We still maintained a lock-in stance for all non-conforming and jumbo loans as that market is changing daily. Until Wall Street investors set the market for jumbo loans, we maintain that stance.The advice was fruitfu
...
08/27/2007
Barbara Corcoran, past contributor to Active Rain, was on CNBC this morning in a panel discussion about the future of real estate.Ms. Corcoran's advise was something we've heard her say before:1- She buys in up and coming areas around her hometown of New York- stick to your knitting2- She buys wi
...
08/27/2007
Elegir a la persona correcta para representarlo en la negociación de la compra de su vivienda es una decisión de importancia. Cada vez que usted vea la denominación REALTOR® (con el símbolo de marca registrada) puede estar seguro que la persona es miembro de la Asociación Nacional de Corredores (
...
08/26/2007
Home buyers should lock-in their interest rates. The mortgage-backed securities market is responding to two events and mortgage bonds are dropping. The Federal Reserve Bank did not raise the Discount Rate yesterday (as expected). Fed Chairman Ben Bernanke spent very little time discussing the
...
08/08/2007
The City of Long Beach offers a down payment grant, to Long Beach, CA police officers and firefighters. The grant can be up to $10,000 and can be applied to down payment and/or closing costs. To qualify for the program, you must meet the following requirements: 1. You must be a sworn police o
...
08/04/2007