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Mortgage and Lending - San Diego VA Home Loans/858-777-9751
America's #1 Mortgage Broker, Brian Brady. You'll never wonder where he stands when you read Brian Brady. He's not always right but he's always...OPINIONATED
RECENT BLOG POSTS
More advice for consumers, to augment the premise that a buyer should negotiate the commission prior to seeing homes.  The author, Bill Archambault, is a man I met some five years ago.  he is a published author (and I've read his book "One House At A Time"), has brokered real estate, and been a l...
06/30/2011
Should you pick a (a) bank, (b) non-depository lending correspondent (direct lender), or (c) mortgage broker to secure mortgage financing when you purchase your new home? The answer is (d) all of the above if you want to shop for a mortgage. The mortgage lending industry has been, for all practic...
06/29/2011
You might have noticed that REBA (La Jolla Real Estate Brokers Association) just got a new affilate member.  That's right, America's #1 Mortgage Broker is focused on jumbo mortgage capital and what better place to market those loans than "The Jewel" of Southern California; La Jolla.   Those of yo...
06/27/2011
News which affects San Diego jumbo mortgage rates: International:  China says U.S. is already defaulting on its debt.  This has profound implications because it portends higher interest rates (in general) and higher mortgage rates (specifically).  Ironically, the Chinese seem to be echoing the t...
06/14/2011
If you've been following my mortgage rates report, you'll notice that I've had some challenges with my compass this past year.  That's to be expected in market distorted by an 800-lb, gorilla (The Federal Reserve Bank).  A year ago, I cautioned that mortgage rates could quickly rise to the 6% lev...
12/29/2010
If you've been following the November mortgage rates rollercoaster, you have to wonder how conventional mortgage rates almost dropped below 4%, then almost topped 4.5%, and are hovering in the middle of that range today.  What will December bring in the mortgage rates market? Let's look at what h...
12/06/2010
Kaye Thomas shared this information about the Laurie Manny Memorial in Long Beach.  Laurioe was one of the first Active Rainers I met and I had a good friendship with her.  She looked after me when the San Diego fires happened, in 2007, called when things were good and bad, and treated me like a ...
08/30/2010
Oh, I loved reading this: Ashley followed the”fifteen minutes of fame” plan.  She moved to LA, posed for a centerfold, and stayed away from jail.  She moved back to Manhattan and is pondering a career in…real estate brokerage! Ashley Dupre passed her real estate salesperson course at New York Uni...
07/14/2010
Second trust deeds, be they home equity loans or closed-end, amortizing mortgages carry a higher interest rate than first trust deeds because of the inherent risk associated with them.  Borrowers often ask me what the risk REALLY is because they are smaller and often have good equity positions.  ...
07/10/2010
Consumers want answers to mortgage questions in a low-pressure environment.  I created a forum for consumers with five topic headings:   Jumbo Loans VA Home Loans FHA Mortgages Should I Lock or Float My Rate? Grab Bag It's pretty slick because it allows you to sign in with your credentials from ...
07/09/2010
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