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Mortgage and Lending - San Diego VA Home Loans/858-777-9751
America's #1 Mortgage Broker, Brian Brady. You'll never wonder where he stands when you read Brian Brady. He's not always right but he's always...OPINIONATED
RECENT BLOG POSTS
California veterans have extraordinary opportunities to purchase a home using their VA home loan benefits.  Veterans can purchase a home or condominium, with no down payment, up to certain loan limits.  The hitch is that the condominium complex must "pass muster" with the VA.  If you're consideri...
05/27/2010
I’ll say it out loud;   I like that Arizona Immigration Law.  I was initially unclear about it but I read the text , alongside the text of the 4th Amendment.  For me, it boiled down to what  an “unreasonable search” is and what is “reasonable suspicion“.  At the end of the day, I have to trust th...
05/15/2010
A few years ago, I hosted a group of Active Rainers at the Del Mar Race Track.  That little group meeting inspired me to host the San Diego Estate and Mortgage Meetup which has grown to a monthly networking mixer with close to 100 people attending. This year, our networking group will be attendin...
04/14/2010
I'm pleased to announce that we have developed an application for the iPhone/iPad for mortgage rates search.  The app was approved yesterday and can be found in your "app store" by searching for "California Mortgage Rates". You can also go to the California Mortgage Rates Search app on the web w...
03/10/2010
Is the business of broking mortgage loans dead?  About two years ago, Morgan Brown predicted our demise on Blown Mortgage.  His conclusion was that the industry would need a scapegoat for the poor lending practices and that “blaming” mortgage brokers was convenient (and not necessarily fair).  Hi...
01/14/2010
Mortgage rates have been steadily climbing, from a low of 4.5% around November 27, 2009 to above 5% on December 22, 2009.  For the past two months I've been warning that this will eventually happen. It's not because the economy is recovering; it isn't recovering.  The reason mortgage rates will r...
12/22/2009
If VA home loans and FHA mortgages are great for buyers, why won't sellers accept them?  Debbie Rumsey suggested as much when she commented on my post about VA condo complex approvals, here on Active Rain. Here is how real estate agents can debunk seller-held myths and get an FHA or VA offer acce...
12/21/2009
I've probably funded 40 VA home loans in 2009, many of them for unapproved condominium complexes.  In Southern California, it's quite common along the coastal communities for buyers to look at condos, townhomes, or PUDs as lower-cost alternatives to single-family homes.  Declining prices, along w...
12/19/2009
Wondering about mortgage rates but hate mortgage salesmen?  We know exactly how you feel.  We developed an exclusive mortgage rates search engine for our customers, to avoid the practice of banging your head against a brick wall  speaking with mortgage salesmen.  Rate Peeker allows you to enter t...
10/17/2009
I suggested that the real estate brokerage and finance industries stop devouring flesh, as a means for survival.  That idea generated close to 150 comments.  I was surprised that nobody called a hyprocrite for advocating smaller government while funding government-guaranteed home loans. Carl Schu...
09/19/2009
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