RECENT BLOG POSTS
According to Realty Trac, over 40% of home sales in the first quarter of 2014 were all-cash sales.  For a seller, a cash offer may be the best bet especially with it getting harder and harder for sellers to qualify for a mortgage. But is a cash offer the best deal?Cash AppealIt is much harder for...
08/18/2015
 Reverse mortgages were developed to help seniors aged 62 and above as a way for them to stay in their homes and use the funds to supplement their income.  But some seniors want to downsize or trade a two-story home for a single-level dwelling. The US Department of Housing and Urban Development (...
07/27/2015
 Usually a buyer with a home to sell will add the contingency that their home has to sell first prior to completing the purchase of a new home. When adding this to an offer, the buyer usually sets a time frame for as little as 30 days to as long as 90 days, depending on the housing market, for th...
07/15/2015
 Guidelines have become stricter for buying a house. But there is some pleasantly surprising news if you think the only way you can buy a house is with excellent credit and a 20% down payment. According to bankrate.com, veterans and active-duty military can borrow with as little as no money down ...
06/29/2015
 Now that the house is finally yours, it’s time to make it your home by bringing in your things.  Here are a few things you should think about when making that move to a new home. 1. Change your address. This is far easier to do these days. Simply go to the USPS website to change your address. It...
06/16/2015
 Homes are staged to make the home as attractive as possible to buyers. This can mean different things from simply a good cleaning to de-cluttering rooms to redecorating and what’s called ‘depersonalizing’ the space.  Sellers can do this on their own, but the majority of the time it is down with ...
06/08/2015
 The typical investor’s mantra is “buy low, sell high.”  This holds true in the home-buying process. We all want to get the most for our money especially when buying a house. The trick is to know when to buy and when to sell. The market is getting better but still shows signs of instability.  Her...
05/27/2015
 Finding the home of your dreams can be overwhelming to begin with, but once you found that home the real work begins. Making an offer and negotiating a price can be mindboggling. There’s a lot of work that goes into making an offer and getting what you want from the seller. It is best to know ho...
05/18/2015
 It can be extremely hard to save for a down payment for a new home. Some people have turned to accepting gifts from friends and family.  Using gifted money for a down payment was a popular way of getting the 20% or more needed at closing. .But then the big housing bust of 2008 happened. And like...
05/12/2015
 Simply put, an assumable mortgage allows a buyer to assume the rate, repayment period, current principal balance and other terms of the seller's existing mortgage rather than obtain a brand-new mortgage, according to James Hines, a spokesman at Wells Fargo Home Mortgage.  It should be possible t...
05/04/2015
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