Bill Dafnis's (bdafnis) Blog

Handouts for Customers 1. They don’t ask enough questions of their lender and end up missing out on the best deal.2. They don’t act quickly enough to make a decision and someone else buys the house. 3. They don’t find the right agent who’s willing to help them through the homebuying process.4. Th...

ECONOMY/RATES The good news is that the Chicago-area purchase market is showing signs of life.  And MORTGAGE RATES are swinging like Sinatra in 1962: .25% intra-day rate swings are common. In todays up & down market, it's wise to associate with reputable licensed mortgage brokers with multiple a...

Home Buyer Checklist The Home Buyer Checklist identifies some of the important factors to consider when choosing a home. In addition to an affordable sales price, you will also want to be sure that the neighborhood and house meet the needs of your family. Take this checklist along when you go sh...

Scoring your Credit - How's your FICO? In today's increasingly automated society, it should come as no surprise that when you apply for a mortgage, your ability to pay can be reduced to a single number. All the years you've been paying your mortgage, car payments, and credit card bills can be ana...