O.C. California Real Estate Blog for DUMMY's

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Real Estate Agent - Century 21 Superstars
RECENT BLOG POSTS
  Here are the raw numbers for Orange County SFR's and Condo's taken directly from the SoCalMLS on 11-12-08. *Closed sales are going back 90-days           Hope you find the info useful! BrentDeWitt.com Brent’s Resume and References
11/12/2008
This question is one of the most asked questions I get. Since it is obviously a hot topic right now I feel obligated to share what I know about foreclosures and the process of buying them. Step 1: Finding a Foreclosure - This part is pretty simple. Most banks, once they foreclose on a home hire a...
11/11/2008
  R.E.O. (real estate owned)      -also know as "bank Owned" or "Foreclosure".     -Represents about 10% of the total homes for sale.     -The average time on the market is 35-days.     -They are getting multiple offers on them 90% of the time and are selling       at more than asking price.   Sh...
11/07/2008
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Blank LOAN MODIFICATION!! I have had...
11/04/2008
Stay away from them…..believe it or not I was very tempted to stop right here. I feel however that I owe my reader(s) a thorough explanation of my thought process, so let’s start at the beginning.A long, long time ago when homeowner’s stopped paying their mortgage to the bank the bank simply took...
10/30/2008
How do I figure out my real estate write-off?Well this is not as complicated as it seems, let me first let me clarify this question. When people refer to a write-off we are talking about the portion of your payment that is interest. The IRS lets you "write-off" this amount from your gross income....
10/13/2008
How Much House Can I Afford? Wow, what a great question and hopefully I will give a equally great answer. There are so many variables that go into qualifying for a home loan it is hard to know where to start. Let me begin by getting something off my chest. I do have some beef with those payment c...
10/06/2008
“FICO” Secrets How is my FICO score determined?   Payment History………………….………………………………………………………….35% 􀀹 Have past credit accounts been paid on time? 􀀹 Any “public records” or collection items? 􀀹 Details on late missed payments? 􀀹 How many accounts show NO late payments? Amounts Owed ………………………………………...
10/02/2008
Wow, I'm a blogger now! I guess that makes you a bloggee. Which is kind of funny because I have a cat named Boggie, so I will try not to confuse the two. I will also try to be as straight forward with my thoughts and opinion's as I can so you (the bloggee, not my cat) can get a true sense of who ...
10/02/2008
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Brent DeWitt

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A shoot from the hip while playing devils advocate look at the Orange County California Real Estate Market.