RECENT BLOG POSTS
It Can't Hurt to Wait, Can It? - 7/29/2013  It’s been said that more money has been lost due to indecision than was ever lost because of a bad decision. Regardless of whether you agree with the statement, delaying the decision to buy in today’s market is going to cost the buyer more.  Home prices...
07/30/2013
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If I'd Known... - 7/22/2013  We’ve probably all said or at least thought “if I knew then, what I know now, I would have done things differently.” We should have stayed in school longer. We should have listened to our parents. We should have bought Apple stock in 2002 for $8.50 that sells for $400...
07/23/2013
FHA & VA Assumptions - 7/19/2013  Not many buyers have assumed a mortgage in the past 25 years. Most people think it was because FHA and VA in the late 80’s began to require that buyers qualify for the assumptions. Not having to qualify for a mortgage would certainly benefit certain buyers.  If a...
07/19/2013
Retirement Without a Mortgage - 7/15/2013  Planning for retirement is obviously important and many times, an activity plagued by procrastination. Some people plan to have their home paid for by that magical date so they won’t have payments after they retire. It makes sense to eliminate a large re...
07/15/2013
Quick blogging tip here Active Rain bloggers - don't get discouraged if your blog posts aren't getting many (or any) comments.  Just because people aren't replying to your blog post it doesn't mean that they aren't reading it! To give you some insight I'll let you in on a quick story.  A few mont...
07/08/2013
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When Rates Go Up - 7/8/2013  Rising interest rates are great if you are renewing a certificate of deposit but not so much when you’re borrowing money. With interest rates on the rise as well as home prices, housing affordability is a concern for would-be homeowners. A rough rule of thumb is that ...
07/08/2013
Inventory is dramatically shrinking and it is commonplace in many markets to have multiple offers on a home. While the sellers would prefer to be able to choose the best offer for them, it can be incredibly frustrating for the buyers who might consider the following tips to get their offer accept...
06/19/2013
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Renters Want to Buy - 6/9/2013  Fannie Mae, in a recently released study, states that consumer attitudes continue to be favorable about homeownership, particularly with the younger generations, ages 18 to 34. Slightly over half of them think that owning makes more sense than renting when comparin...
06/11/2013
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What's It Worth? - 6/3/2013  How much is a one carat diamond worth? Anyone who has shopped for one knows that the price could have a significantly wide range of value. It's been said that purchasers  should consider the color, cut, clarity and carat size to compare stones but when it gets down to...
06/07/2013
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Breathe Easy - 5/24/2013  The benefits of regularly changing the heating and air-conditioning filters are obvious to homeowners; the real challenge is creating a system to make sure it gets done.  A reasonable schedule would be to replace it with a new one-inch pleated filter every 60-90 days. Ho...
05/24/2013
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