Brad Yzermans's Blog

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Mortgage and Lending - First Time Home Buyer & Down Payment Assistance Specialist in So Cal. - NMLS 315238
RECENT BLOG POSTS
Short Sale Legal Issues Affecting Real Estate Agents Part #4   The previous posts in this Short Sale Legal Issues Affecting Real Estate Agents series were on 04/23/10, 04/28/10 & 4/30/10. MORTGAGE, EXPERT, MICHIGAN, BIRMINGHAM, BLOOMFIELD, DETROIT, ROCHESTER, ROYAL OAK, TROY   This series of post...
05/08/2010
  HOW TO EVALUATE A LISTING AGENT IF YOU ARE REPRESENTING A BUYER     1. What is your experience representing sellers in short sales?    Dealing with a knowledgeable and experienced agent who has successfully closed many short sales is the sine qua non for a successful short sale.    Thousands of...
03/25/2010
For over a year now my office has been preparing for the coming storm. Some of you are already beginning to see the rip currents but still havent' experienced the tsunami. DOOM GLOOM...Nope..not if you're prepared. What is the storm? The sarcastic side of me raises my eyebrow that you'd believe ...
03/13/2010
OneWest Bank Releases Their First Year Profit Statement $1.6 Billion- You Won't Believe This One! Kudos to Scott Reckard with the LA Times.  He wrote an article today that is sure to open some eyes.  The article, titled "OneWest Bank Profit: $1.6 Billion" does an excellent job of pointing out som...
02/20/2010
Is The FDIC Killing Indymac OneWest Bank Short Sales? As some of you may already know, I specialize in helping homeowners avoid foreclosure through the use of short sales.  Recently, I dealt with a very interesting case involving Indymac/OneWest Bank, that I felt needed to be brought to the atten...
02/17/2010
Before I explain that question, let me ask you this one: "How long have you been in the business?" Ever have someone ask you that? Here's my answer, and it will really make you think! I was in the business before we had the Equal Credit Opportunity Act (ECOA). ECOA went into law in 1976, and prot...
01/23/2010
HUD Secretary's Shaun Donovan just announced that home buyers in all of California can now appply for FHA home loans to purchase properties that have been owned for less than 90 days by the seller.  This is great news for all of us in Riverside County, Temecula, Murrieta, Menifee, Winchester, Riv...
01/16/2010
Great info...check it out. •1.  Buyers who look for a home during the holidays tend to be more serious about buying. •2.  Serious buyers have fewer homes to choose from during the holidays, which means less competition and more money for you. •3.  History shows that the amount of listings dramat...
10/25/2009
great advice. These 10 Commandments home buyers must follow may seem like common sense to many. Buyers, however, can sometimes forget with all the excitement surrounding the buying of their new home. In the past couple of weeks, I have heard of two separate buyers who saw their home loan turned d...
10/22/2009
For a limited time (while funds last) you can purchase a home using an FHA loan with only .5% (one half) down payment.  FHA will allow a second mortgage from CHF to cover 3.0% of your down payment by using the Access 2nd loan down payment assistance loan.  The FHA 30 year fixed first loan can go ...
08/01/2009
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Brad Yzermans

Temecula-Murrieta-Menifee FHA/VA Mortgage Lender
local_phone(951) 215-6119
smartphone(951) 491-5330
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