Carey's Blog

Mortgage and Lending - January Financial
An absolutely invaluable resource to us at January Financial is the daily emails we get from Barry Habib at the Mortgage Market Guide. If any brokers or loan officers out there are reading this, we highly recommend this resource! Barry analyzes the market through various technical indicators and ...
John Mauldin's Thoughts From the Frontline issued last Friday had a very interesting analysis on the price of oil and what's causing it. I highly recommend that you read the full article, but in the meantime, here are my thoughts on his thoughts. According to Michael Masters, one of the biggest r...
The last few months have been tough for most of us in the real estate industry, to say the least. Although our company has weathered the storm quite well and no one has gone hungry, we're far from having anywhere close to an average year so far this year, or last year for that matter. It seems li...
We write a monthly e-letter to our clients on various financial topics, and I started this month's by saying this: "Benjamin Franklin once said that nothing is certain in life except death and taxes. Did he know that governments would capitalize on these certainties – by taxing death?" I learned ...
As part of our mortage brokerage, we have a broker-owned escrow company through LandAmerica and Virtual Escrow. If any of you have looked into this before, we highly recommend it! Besides the flexibility and income that Virtual Escrow provides, it also means that we end up learning a lot about ti...
"It's not what you know, it's who you know." If we're looking for slogans to represent the 21st century, I'm voting for this one! It seems that in the last 10 years, the importance of networking has shot up in the minds of most people, at least in the Western world. Anybody out there have a Faceb...

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