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Mortgage and Lending - ChangeMyRate.com® A Mortgage Corporation - NMLS #1326269
RECENT BLOG POSTS
 Americans’ home equity reached another record high in the second quarter, according to a new report by mortgage data firm Black Knight. That metric, along with still-low mortgage rates, sets the stage for a continued boom in mortgage refinancing.Black Knight says “tappable home equity” — the equ...
09/12/2021
Mortgage rates continue to flirt with record lows, a sustained dip that means the window for refinancing your home loan remains wide open.Rates declined again this week, when the average rate on 30-year mortgages fell to 3.03 percent from 3.04 percent last week. Rates hover just above their all-t...
09/04/2021
 The super-simple (and fun) way to separate needs from nice-to-haves. When you embark on the home-buying process, your heart is filled with all the dreams in the world. It’s really easy to get caught up in the “I have to have ___________, so I’ll cut back somewhere else” game, even when you don’t...
09/03/2021
 Credit scores may seem simple on the surface: your credit score is a number that represents how good your credit is, and the higher the better.But what type of credit score are you looking at, and how is the score calculated? Why does your score keep changing, and why is the score you see in you...
08/30/2021
Aspiring first-time home buyers may not want to give up on that competitive house hunt: In many markets, they could save money by owning.Buying a starter home is more affordable than renting in nearly half of the largest U.S. metros, according to a new study released by realtor.com®.The U.S. medi...
08/29/2021
 The new four-bedroom house in Charlotte, N.C., was Crystal Marie and Eskias McDaniels’s personal American dream, the reason they had moved to this Southern town from pricey Los Angeles a few years ago. A lush, long lawn, 2,700 square feet of living space, a neighborhood pool and playground for t...
08/28/2021
 If you think your new mortgage loan is official once you’ve signed your closing papers, you might want to rethink that. Sure, you’re pretty darn close to a brand-new loan, but you’re not completely there. When your loan is officially approved by the lender and closing documents are ordered, ther...
08/21/2021
 Extra payments or refinancing can simplify paying off your mortgage faster.If you have a 30-year mortgage, you may feel as though you'll always be paying off your house. But you can slash the time it takes to pay off your mortgage using a number of strategies, many of which don't require spendin...
08/18/2021
 Getting your home appraised is a necessary step in putting it on the market and the appraisal will influence your asking price. This means you want your home in its best possible condition, so it will be appraised at the highest potential value. While undertaking massive renovations may not be a...
08/16/2021
 Biden's latest mortgage assistance can cut your monthly payment by up to 25%.While most U.S. homeowners have come through the pandemic unscathed, or even further ahead thanks to money-saving refinances at cheap mortgage rates, millions of others have had to opt for forbearance to put their loan ...
08/15/2021
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