The SCOOP! Blog Read Amazing Insights.

Follow me
By
Mortgage and Lending - ChangeMyRate.com® A Mortgage Corporation - NMLS #1326269

ARCHIVED BLOG POSTS

2021 

The process may seem intimidating but doing your homework can pay off.This step-by-step guide will give you smart tips on how to get the best deal when refinancing. Maybe you’re like thousands of homeowners who can’t resist those rock-bottom mortgage rates. And you’ve become enamored with the ide...
09/29/2021
How to determine if making move is beneficial to your financial goals.There are numerous factors to consider before deciding whether you should refinance your mortgage. The Federal Reserve announced last week that it plans in the next few months to hike interest rates and ease up on buying bonds,...
09/28/2021
What is an energy-efficient mortgage?An energy-efficient mortgage (EEM) is a loan for purchasing or refinancing a home that meets certain energy-efficiency requirements or improving a home to make it more energy-efficient. Like other types of mortgages, the home serves as collateral for the loan....
09/27/2021
 Before you push yourself to pay off your home loan ahead of schedule, consider the downside of going this route. When you get a mortgage, you agree to repay your loan over a certain period of time. That could be 15, 20, or 30 years -- or a different term that your mortgage lender agrees to. But ...
09/26/2021
 Most Americans want to own a home at some point in their life, and they say they’re willing to make sacrifices to achieve it. For some, that means forgoing alcohol or vacations for a year to save. But others say they’re willing to give up having kids in order to have their dream home. About 60% ...
09/24/2021
Just to dispatch with the technicalities, the Federal Reserve does not set mortgage rates, and the central bank’s decisions don’t drive mortgage rates as directly as they do other products, like savings accounts and CD rates.But the Fed’s actions do indirectly influence the rates consumers pay on...
09/23/2021
 This start-to-finish overview walks you through every step of getting a home loan.Buying a home is a huge financial commitment that’s both exhilarating and stressful, especially for first-time buyers. But if you’ve done your homework and know what to expect, you’ll be ready to close your deal wi...
09/22/2021
 Americans’ home equity reached another record high in the second quarter, according to a new report by mortgage data firm Black Knight. That metric, along with still-low mortgage rates, sets the stage for a continued boom in mortgage refinancing.Black Knight says “tappable home equity” — the equ...
09/12/2021
Mortgage rates continue to flirt with record lows, a sustained dip that means the window for refinancing your home loan remains wide open.Rates declined again this week, when the average rate on 30-year mortgages fell to 3.03 percent from 3.04 percent last week. Rates hover just above their all-t...
09/04/2021
 The super-simple (and fun) way to separate needs from nice-to-haves. When you embark on the home-buying process, your heart is filled with all the dreams in the world. It’s really easy to get caught up in the “I have to have ___________, so I’ll cut back somewhere else” game, even when you don’t...
09/03/2021
Rainmaker
115,795

Jackie A.Graves

President
local_phone855-671-7700
business888-959-2276
Contact The Author