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Mortgage and Lending - ChangeMyRate.com® A Mortgage Corporation - NMLS #1326269
RECENT BLOG POSTS
Some home buyers may think getting a loan for a new home is complicated. In reality, it’s not! It is the same loan you would get for an existing home. Not all mortgage products are created equal, so finding the right one is important. The good news is there are many types of loans available in th...
11/17/2021
Several closely watched refinance rates ticked downward today, November 15th, according to data compiled by Bankrate. 30-year fixed refinance rate: 3.04%, –0.11 vs. a week ago 15-year fixed refinance rate: 2.38%, –0.08 vs. a week ago 10-year fixed refinance rate: 2.35%, -0.06 vs. a week ago Here’...
11/15/2021
Not ready to get married, but ready to buy a home? You and your partner aren’t alone. Unmarried couples made up 9 percent of homebuyers in 2020, according to the National Association of Realtors. That number seems likely to increase, too, as couples reconsider the financial implications of saying...
11/11/2021
A year ago, at this time, the average 30-year fixed-rate mortgage averaged 2.84%Mortgage rates fell below 3% in the week ending November 10, according to the latest Freddie Mac PMMS mortgage report.The 30-year fixed-rate mortgage declined to 2.98% last week, falling 11 basis points from 3.09% the...
11/10/2021
The path to homeownership can be challenging for military families, whose sacrifices include moves, deployments, and other uncertainties. With VA loans, the U.S. Department of Veterans Affairs (VA) is helping make housing affordable for eligible veterans.If you are a current service member or vet...
11/09/2021
Every house hunt starts with a dream, one that can easily escalate into pure fantasy. Homebuyers, particularly first-timers, often harbor visions of purchasing the perfect house, in a great neighborhood, for a bargain price.All that might have been achievable—with some luck—in the past. But in to...
11/08/2021
What you think your home is worth may not be what your lender thinks your home is worth. Rather, what the appraiser tells your lender what it’s worth. The final word comes straight from the appraisal, not the lender. The lender simply reports to you what the appraiser determined. Here’s how to in...
11/06/2021
Mortgage rates are no longer at ultra-low rates below 3% as they were this summer, but housing analysts are reminding house hunters that borrowing costs remain relatively cheap. Freddie Mac reported that the 30-year fixed-rate mortgage averaged 3.14% this week.“The yield on the 10-year Treasury n...
10/31/2021
A mortgage origination fee is one of many fees a mortgage lender can charge for allowing you to borrow financing. Here’s what you need to know about how the origination fee on a mortgage works, how much it costs and whether you can negotiate it.What is a mortgage origination fee?A mortgage origin...
10/26/2021
The spring is typically known as the busiest season for homebuying activity, but there are plenty of strong reasons to sell your home this fall.Here are four reasons to list your home during the fall months.Serious homebuyers are in the market.During the fall months, serious homebuyers are eager ...
10/22/2021
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