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Mortgage and Lending - ChangeMyRate.com® A Mortgage Corporation - NMLS #1326269
RECENT BLOG POSTS
From finding an inspector to dealing with surprises — this is your guide to getting a house checked out.The first thing you need to know about home inspection: You’ll feel all the feels.There’s the excitement — the inspection could be the longest time you’re in the house, after the showing.Right ...
06/03/2021
When it comes to interest rates, mortgage applicants should pay close attention because every little bit of interest counts. A quarter of a percentage point doesn’t sound like much, but it can mean thousands of extra dollars in interest paid, or not paid, over the life of a typical 30-year loan.F...
06/02/2021
Fannie Mae will launch RefiNow this week, which could help lower-income homeowners save hundreds of dollars a month on their mortgage payments.The program, which begins June 5, aims to help about 2 million homeowners lower the interest rates on their mortgages. Eligible homeowners could save an e...
06/01/2021
The higher your credit score, the more likely you are to get approved for a home loan. But that doesn't mean qualifying with a lower score is impossible. Here, we'll show you how to get a mortgage with low credit.Is it possible to get a mortgage with bad or poor credit?Before we talk about how to...
05/31/2021
Whether you’re buying a home or looking to refinance, getting the best mortgage rate should be one of your top goals. Not only does a low rate equate to a lower monthly payment, but it also reduces the long-term costs of taking out your loan.Unfortunately, securing low mortgage and refinance rate...
05/30/2021
Many financial advisors recommend taking out a shorter-term loan. Why? Because over the life of the loan, less interest is paid to the mortgage company. That makes sense. Less interest is always good, right? But with a shorter-term loan, there’s a tradeoff. The shorter the term, the higher the mo...
05/29/2021
Ultra-low mortgage rates returned this week, with lenders offering home buyers and refinancers a chance once again to lock in a rate below 3%. But the National Association of REALTORS® warns that these low rates in the 2% range won’t last much longer, and mortgage rates likely will edge up soon. ...
05/28/2021
There are online mortgage lenders that are becoming an increasingly popular way to get funding to buy a home. You can go through these online lenders and do your entire mortgage application from your computer or tablet. This is different from the traditional way of doing things, where you have to...
05/26/2021
“May your choices reflect your hopes, and not your fears.” Nelson MandelaOur cities are waking up after being cooped up for a year. Mortgage rates are still low, and the real estate market is still hot.  It is decision time.  Do you buy a home, or do you continue renting?  What are some profitabl...
05/25/2021
The COVID-19 pandemic unleashed a financial tidal wave that left many Americans struggling in the wake of job losses and reduced earnings. For some homeowners, however, the pandemic did have one positive side effect: record low interest rates for mortgage refinancing. As refinancing rates reached...
05/24/2021
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