The SCOOP! Blog Read Amazing Insights.

Follow me
By
Mortgage and Lending - ChangeMyRate.com® A Mortgage Corporation - NMLS #1326269
RECENT BLOG POSTS
Getting a home loan? Here's some important information.Most people who want to buy a home need to finance it, and that's where mortgages come in. If you're planning to apply for a mortgage, here are a few essential things every mortgage applicant should know.1. Your credit score makes a huge diff...
11/28/2021
STRUGGLING homeowners may be wondering what support is available - and whether there's a mortgage stimulus program.It comes as Americans have got used to receiving stimulus checks during the coronavirus crisis. We explain what you need to know.Is there a mortgage stimulus program?There’s no curre...
11/27/2021
So, you’re in the market to buy a home. Whether it’s your first foray into the exciting home-buying process or you’ve been through it before but forgotten the details, this guide provides first-time homebuyer tips to prepare you for what’s ahead.What is a first-time homebuyer?A first-time homebuy...
11/26/2021
What is a Zero Down Payment Mortgage?A zero down payment mortgage is exactly what it sounds like: a mortgage that requires no money down at closing. Buying a home and putting no money down to do it sounds appealing to many, but in reality, it’s hard to get a zero down payment mortgage in this cli...
11/24/2021
So you’ve decided to buy a new home — congratulations!You’re probably feeling a lot of emotions right now. Elation. Anxiety. And possibly confusion. You may wonder what’s going to happen next. Or worry that if you forget to send a document or make a call, you’ll derail the process.First of all, r...
11/23/2021
When you need to get a mortgage, there are so many options that it might feel overwhelming. Your choice can have a big impact on how much time you spend shopping for a mortgage and how much you end up paying. By learning about the basic differences among three types of mortgage professionals—mort...
11/22/2021
Is your realtor asking for proof of funds? What is proof of funds in real estate anyway? A proof of funds letter is a document that proves that a home buyer has enough liquid cash to purchase a home. It’s essential paperwork that all home sellers will want to see, so home buyers shouldn’t feel pr...
11/21/2021
The U.S. housing market is on fire. Double-digit appreciation is the rule. Giddy sellers are sifting through multiple offers. Frantic buyers are forced to pay more than asking prices — sometimes by $100,000 or more.The real estate party is in full swing. The National Association of Realtors said ...
11/20/2021
When you refinance a mortgage what you’re really doing is replacing the mortgage you have now with a new mortgage loan that has new terms that better fit your financial goals. Determining whether to refinance your mortgage is an important decision, but it doesn’t need to be overwhelming.If you ha...
11/19/2021
KEY POINTS In a sizzling housing market, some military families with VA loans struggle to compete with other buyers and get offers accepted. However, VA loan buyers may stand out by working with a specialized lender, making a down payment or a stronger offer, real estate experts say. In a sizzlin...
11/18/2021
Rainer
209,337

Jackie A. Graves

President
smartphone562-513-0999
Contact The Author