How my FICO Score is calculated The FICO® Score is calculated from several different pieces of credit data in your credit report. This data is grouped into five categories as outlined below. The percentages in the chart reflect how important each of the categories is in determining how your FICO
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05/21/2013
If someone has bad credit and wishes to repair his credit report, the first thing he should do is pay some credit cards down a bit. Doing this shows creditors and lenders that he can be responsible with his accounts, encouraging them to take a chance on him so he can repair his credit score. If
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05/21/2013
The world of e-marketing continues to be the most effective and least expensive method of marketing. This is particularly true with real estate agents who have the formidable task of staying in touch with clients and prospects for long periods of time. While agents have a wide choice of platfor
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05/20/2013
< p styl Millions of Americans are now dealing with diminished credit scores that they are trying to correct as quickly as possible, even if doing so isn't always easy. However, one important aspect of this process that many may not consider is just how they'll know when they've done all they hav
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05/20/2013
The idea of "credit" has become a modern-day Medusa. We have a tangle ofcredit scores, reports and scoring formulas. We're afraid to look. Only 5 out of every 100 of us pull our credit reports, even though it doesn't cost us a cent. No wonder sizable numbers of consumers got it wrong in a surv
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05/20/2013
Tips for buying your first house or condo . When searching to purchase your first home, it’s difficult to know what you really should be looking for. First time homeowners have an abundance of questions that they need to have answered before they can take the leap into the real estate purcha
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05/20/2013
Great news for the economy and real estate is that home builders are gaining confidence in current and future market conditions for new homes. Sadly, they are also seeing below-average foot traffic in new homes. Which might be due to the bargain prices that are available for existing homes. And
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05/18/2013
WASHINGTON, DC--(Marketwired - May 16, 2013) - Realtors® who specialize in commercial real estate expressed optimism and confidence in the market during a forum at the Realtors® Midyear Legislative Meetings & Trade Expo. Despite a slow turning economy, commercial practitioners believe the market
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05/16/2013
It sounds like something dreamed up for “The Jetsons” — flying vehicles flitting through the skies, transporting everything from medical devices to Chinese food, no pilot required. But in two years, New Jerseyans may see these airborne robots soaring above them on the Turnpike, a cause of concern
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05/16/2013
WASHINGTON, DC--(Marketwired - May 13, 2013) - Realtors® from across the nation will be meeting with regulators, lawmakers and industry leaders in Washington this week to address critical real estate issues affecting individuals, communities, and the nation as the Realtors® Midyear Legislative M
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05/16/2013