Banking News on AR

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Mortgage and Lending - Crescent Bank & Trust
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RECENT BLOG POSTS
1)  How the heck did banks (especially community banks) get into such a mess in the first place? • Doesn't every bank have rules in place to limit excessive lending concentration to a particular industry? •·Was it all about paying big bonuses to the ivory tower folks & top producers, or was it s...
02/24/2010
This past Memorial Day weekend I joined my brother and his family for a short road trip to a bluegrass festival & parade held in a little Northeast GA town about 90 minutes away from our home. As a lifelong bluegrass fan and native Georgian, I genuinely looked forward to the event. The parade kic...
06/17/2009
Several weeks ago I posted a blog about poor experience with the roofing industry. Since then, I've experienced a taste of roofers who occupy both ends of the spectrum of professionalism. For the purpose of entertainment (my own and yours), I'll start with the shallow end of the gene pool. We'll ...
05/28/2009
Wendy Herndon's post "Bankers, are you listening?" was excellent. Paraphrasing one of the other responses, "The basic problem is lack of personal contact. We need to return to small businesses dealing with community bankers." You're dealing with monolithic, soul-less entities that we (including m...
05/07/2009
If you grew up in the deep South, as I did, you're aware of the unique quirks of our native dialect. Mark Twain hit on some of it, Jeff Foxworthy has built a career on it, and the entire cast of Hee Haw continues to celebrate it weekly on RFD TV. Today's words (quite unintentionally associated wi...
05/06/2009
We have plenty of local color in Georgia even when the cherries & crape myrtles aren't blooming. Atlanta comedian Jeff Foxworthy has made his fortune laughing about his Southern upbringing. As an AR service, I've decided to expand on Jeff's offerings by starting an Appalachian American Thesaurus ...
04/07/2009
I have no statistical basis for this, but as you know by now, I'm never reluctant to pass along my un-varnished opinion. In my 21 years as a Georgia community banker, I've learned that the people & companies who truly succeed are those who provide consistently superior service by sweating the sma...
04/03/2009
   All over "Corporate America", Mr. Potter has deftly scooped up the cash that absentminded Uncle Billy was supposed to deposit, hid it under his lap blanket, and silently motioned his lackey to wheel him away from the bank lobby.  But there's a fundamental difference between Corporate America a...
04/03/2009
Considering relocating your business? Prospects for continued success in the current economy getting you down? Don't take Atlanta off your short list just yet. In fact, you may want to move it to the top. The state of Georgia is proposing business- friendly legislation geared toward making Georgi...
03/31/2009
Recently I teamed up - more than a little reluctantly - with a co-worker to participate in a Career Fair at my daughter's middle (junior high) school. All of us had been thoroughly briefed by the local Chamber of Commerce about what questions to expect, how to take charge of the class, etc. Three...
03/26/2009
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Clark Blackwell

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