RECENT BLOG POSTS
A true story that made me think... My son and his girlfriend have recently gotten a place of their own and my son purchased a used car for his girlfriend to drive. Naturally, with the purchase of the new vehicle came the need for insurance on that vehicle.  Now the two of them have some credit di...
03/22/2010
In a lawsuit filed in Charlotte, NC Bank of America claims that First American and it's subsidiaries have either denied payment or withheld payment on over $500 million worth of claims stemming from title defects, including vesting problems, legal description errors, intervening liens and other c...
03/18/2010
Well, the 'net is buzzing once again with news of the latest screw-up by Bank of America.  Seems that they took possession on the wrong house...again.  My question is: how does a thing like this keep happening with the same company over and over again? This time, it's Angela Iannelli of Gibsonia,...
03/11/2010
For those of you not based in one of the few states in which ground rent is applicable you will likely not have a clue what I am talking about here, but the gist of this is that I thought that as of September 30, 2010, if the ground rent owner has not filed their information relating to ground re...
03/10/2010
Old Republic Title has announced a new rate increase for the State of Maryland that will become effective on April 1, 2010.  This rate increase is cosistent with the rate increases that were granted to all other major title underwriters here in Maryland.  On April 1, 2010 the rates will be publis...
03/09/2010
Please see the following link for more details relating to the new Fannie Mae Addendum.  Hopefully it will clarify a few things.  http://www.talonstuff.com/FNMAForm001Explanation.pdf Thanks to all Charlene
03/09/2010
WOW!! Thank you all for reading my post relating to the new Fannie Mae Addendum, titled NPDC FORM 001 DATED 11-30-09.  I will attempt here to answer some of the questions that have been presented to me over the last week or so from many of you who have called or e-mailed your questions to me.  I ...
03/05/2010
Thanks to all of you who have contact me recently asking if I can provide a copy of the new addendum.  While I am always happy to share I hesitate to provide a copy of the addendum since I am not sure whether or not other jurisdictions have additional provisions. For those of you who are able to ...
03/02/2010
I took a call yesterday from a "servicing company" in California relating to a property here in Maryland.  Their question to me was one I had never bad before. It seems that they accidentally released a Deed of Trust in the local land records and they wanted me to tell them how to get the Deed of...
02/23/2010
I was very pleased to learn last Friday that Fannie Mae is using a new addendum for their REO properties. As you may know all banks use their own addenda for REO sales.  For many years now Fannie Mae has been using basically the same addendum which stated that the buyer MUST use the seller's titl...
02/22/2010
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CHARLENE PERRY, CLTP

Insuring the Past to Protect Your Future
local_phone410-803-4800
smartphone(410) 456-7157
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