Ahhh.. Friday the 13th.  I am not a superstitious person, but really, this has been the day from HELL.  I knew that at some point today I was going to have to pick my son up from the hospital, (he had surgery on his shoulder yesterday) and pick his daughter up from after school care. I am feveris...
As you all may know many title agencies are using the services of off-shore companies to complete the "title searches" on real estate located in the US.  These firms do their "title searches" by going on-line to public websites to access the "chain of title", prepare a report and issue a binder f...
The use of a POA in your real estate closing should not be your FIRST CHOICE I am doing a transaction on a property in Maryland with a purchase price of $550K and a loan amount of $440K. The buyers, husband and wife, cannot both be in town at the same time. The wife asked if we could do a POA I t...
It's been a crazy morning here in Maryland.  Tornado sirens are not something that we hear as a matter of course so naturally when they start going off it is necessary to take action. We have always been told to have an emergency kit put together in case of inclement weather.  As the sirens went...
One of my hobbies is creating scrapbooks for my children and grandchildren.  As I was working on some scrapbooks yesterday it occurred to me that a real estate closing is very similar to a scrapbook page.  The page starts with an idea, then you lay out your pictures, embellishments and so on unti...
I have been very lax in posting for about the last month or so.  It's not that I haven't had anything to say, it's that I have been busy with some other things that have just been all consuming. I have been invited to speak at the National Settlement Services & Compliance Summit to be held in Cle...
THE BROKER'S CHECK BOUNCED.  NOW WHAT!! As a title agent I often collect excess deposit checks at closing from either the listing broker or the selling broker.  I have been doing this for years and it has never been a problem. UNTIL TODAY!!  I got a notice from my bank advising that a check that ...
It's official.   I have spring fever!! I have been feeling a little distracted and could not figure out just what was going on so I made an appointment with the Dr.  She told me that I was relatively healthy, but that I had probably had THE FEVER.   Evidently, this FEVER is running rampant locall...
I am forced to be working from home today as a result of a well malfunction. Oddly enough when I woke at 5 a.m. all was well with the well.  (no pun intended) After reading some news and checking and responding to e-mail, I went to take a shower and much to my surprise found that the well pump wa...
Another Maryland foreclosure mill accused of fraud- Now it's the Deeds by CHARLENE PERRY | 2011/03/09 | It was my honor to have been interviewed and quoted for this article by Jamie Smith-Hopkins of The Baltimore Sun which was in today's edition. (3-9-11)


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