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Services for Real Estate Pros - Black Ops Outfitters
Thank you for visiting my blog. I hope you find the information useful and informative. Regards, Gerard Lad www.caloanpros.com
RECENT BLOG POSTS
As you may have heard, it has now become a reality.  The rumor we have been hearing about for months is now official for all FHA case numbers assigned AS OF APRIL 1, 2009 FHA Cashout refi's are limited to 85% across the board. The new mortgagee letter is ML 2009-08. They are saying this is tempor...
03/17/2009
Today it's important more than ever for Americans to have a crystal clear picture of their financial situation and debts. Debt management helps you in managing your debts. There is no doubt that the best debt management tip is not to acquire any debt. However, taking into account the present fina...
03/17/2009
1. The next time you order checks have only your initials (instead offirst name) and last name put on them. If someone takes yourcheckbook,  they  will not know if you sign your checks with just yourinitials or your first name, but your bank will know how you sign your checks.2. Do  not sign the ...
03/16/2009
Here's some IMPORTANT Info for you!Real estate agents can claim a special tax break on their rental losses. Their rental real estate losses are exempt from the passive loss rules if they spend more than one-half of their time and at least 750 hours per year materially involved in real estate, the...
03/14/2009
The new , long awaited stimulus plan doesn't seem to have the "punch" as expected and they are still working some of the details out!! I know you may be a little bit overwhelmed, confused and frustrated right now in regards to the new government interventions in the mortgage and housing markets. ...
03/05/2009
It's no secret that home prices are down significantly and mortgage interest rates are at very low -  combine this with the new tax credit for first time homebuyers and it's a winning combination! First-time homebuyers who purchase a home before December 1 of this year can claim a tax credit unde...
02/27/2009
Revised February 20, 2009 Tax Credit for HomebuyersFirst-time homebuyers who purchase homes from the start of the year until the end of November 2009 may be eligible for the lower of an $8,000 or 10% of the value of the home tax credit. Remember a tax credit is very different than a tax deductio...
02/20/2009
There are four primary sections of the 2009 economic stimulus plan that could be very beneficial if you own or are buying a home. Benefit #1 - Expansion of Home Improvement Tax Credit The tax credit for making energy efficient home improvements is now 30% of the cost of the improvements up to a ...
02/18/2009
Tax time is here ladies and gentleman! No one ever wants to pay more taxes than necessary, but this year it's even more important to save every penny you can. Here are some tips that may help you get a larger refund: Property Tax Deduction for Non-Itemizers: Before 2008, only people who itemized ...
02/16/2009
If you've been following the financial news recently, you've probably heard that the Fed has been buying Mortgage Backed Securities and has plans to do so as needed. Unfortunately, some media outlets have mistakenly reported that these purchases will continue to cause rates to drop lower in the n...
02/07/2009
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Gerard Ladalardo

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