Christopher Collins's (cpcollins) Blog

Glendale AZ –  Many people are concerned about a potential lawsuit after a short sale. Many people ask us, "My lender just lost $150,000. Aren't thing going to be angry that they are losing that much money? Won't they sue me?"  Click here to discover how other sellers successfully did a short sal...

Glendale AZ –  Many people are concerned about a deficiency after a short sale. They are afraid that their bank may garnish all of their wages. It's scary to think that at any moment your bank could grab every dime you make and leave you broke. Most people short sell their house because of financ...

This is a great opportunity to get a Fantastic 4 bedroom home in Surprise Farms at a price that is ready to go!! This 4 bedroom 3 bath home in Surprise Farms boasts 3389sq/ft., 4 large bedrooms with walk-in closets, large loft, fresh paint, new carpet, granite counters, new stainless steel applia...

Glendale AZ –  I recently heard another so-called short sale expert say that the Federal Mortgage Forgiveness Debt Relief Act made it so that everyone gets to short sale with no deficiency.  The unfortunate news is that this is not true. In some state, state law forbids the lenders from attemptin...

Glendale AZ –  We had a negotiator at Bank of America try to push us around a little while ago. We’ve studied and analyzed all of the short sale guidelines and rules. This was an FHA loan and therefore would be governed by FHA’s Short Sale Guidelines. This means that the lender must follow FHA’s ...

Glenndale AZ –  Another common type of loan that does not usually have a deficiency is a “Sliced and Diced” loan. A “Sliced and Diced” loan is a loan that has been securitized along with a bundle of other loans. Here is how that happened. John gets a loan from ABC Bank. ABC Bank is running out of...

Glendale AZ – The next most common type of loan that does not usually have a deficiency is an FHA loan. But, how do you determine whether or not you have an FHA loan?  Click here to discover how other sellers successfully did a short sale and avoided foreclosure.  Here is the best way that I have...

Glendale AZ – Another common type of loan that does not usually have a deficiency is a VA loan. But, how do you determine whether or not you have an VA loan?  Click here to discover how other sellers successfully did a short sale and avoided foreclosure.  On your original mortgage, 1-4 pages past...

Glendale AZ –  Another common type of loan that does not usually have a deficiency is a USDA loan. The USDA loan program was created to make it easier for people that lived in rural areas to buy their own home.  Click here to discover how other sellers successfully did a short sale and avoided fo...

This 4 bedroom Home in Surprise Farms is one you do not want to miss. This Surprise Farms home boasts 4 bedrooms, 3 baths, Large Loft, very spacious bedrooms with walk-in closets, plenty of storage, granite counters, stainless steel appliances, new carpet with a refreshing Pebble tec Pool!!! Don'...