Real Estate & Mortgage by Crestico

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Mortgage and Lending - CRESTICO - CalBRE# 01861921
Do you feel inundated with headlines about the state of today’s housing market, saying things like “Foreclosure sales are up.” “Real estate prices are down.” “Borrowers are defaulting on sub-prime loans”?? Well, you are not alone! It is very easy to be confused and uncertain about whether now is a good time to buy a home. The turbulence we are experiencing in the housing market is not all problematic. For many, this is just the beginning of a sea of opportunities. The National Association of Home Builders reports that the number of homes sold that were affordable to the median household income for the nation as a whole has increased overall and pending home sales have leveled from a market swing driven by response to the home buyer tax credit, according to the NATIONAL ASSOCIATION OF REALTORS® That means more homes have become affordable for more people. If you have good credit and your finances are solid, there are also other ways you may be able to benefit from today’s housing market! Let us at Crestico help you get into the home of your dreams!
RECENT BLOG POSTS
  Recently, we have seen a dramatic increase by almost 30 in the number of homeowners’ mortgages that have been permanently modified. Almost 25% of the 1.2 million trial modifications that began over a year ago under the Treasury’s Home Affordable Modification Program (also known as HAMP) have no...
05/24/2010
California state income tax on forgiven debt resulting from a short sale, foreclosure, or loan modification will no longer be imposed on homeowners in California. Senate Bill 401 makes California’s tax treatment of mortgage debt relief income the same as federal law. Be advised, however, that onl...
04/13/2010
What is an REO? REO means Real Estate Owned. Everyone is talking about REOs these days. But before you consider buying one, there are a few things you should know about REOs. These properties are generally owned by banks, credit unions, mortgage companies and sometimes private companies. It has b...
03/11/2010
The real estate industry can be a very tricky one to navigate, especially if you are a newcomer or a first time buyer. As with any other major life decision, it always helps to have guidance and expert advice. However, finding the RIGHT person to provide this for you can seem tricky. Read on for ...
03/03/2010
Real Estate is an industry thought by many to be highly lucrative and high-paying. But have you ever wondered HOW exactly your agent will be paid? You are often approached by agents trying to convince you to list your home with them, or allow them to show you some nice homes to buy. Read more to ...
03/03/2010
Contingencies: Why Are They Important When Making An Offer To Purchase Property?     You've started the process.  You made the decision to purchase a home, perhaps even your first one!  Now that you have found the one you want, what's next?  Your agent will help you,  read more for some tips and ...
03/26/2009
 What is an REO?  REO means Real Estate Owned.  Everyone is talking about REOs these days.  But before you consider buying one, there are a few things you should know about REOs.  These properties are generally owned by banks, credit unions, mortgage companies and sometimes private companies.  I...
03/12/2009
In an industry like real estate, where being an agent is an unsalaried position and the business experiences so much turnover, which broker you choose to hang your license with becomes an important consideration for your career. A vital part of your success will depend on your broker and at Crest...
03/02/2009
 Real Estate is an industry thought by many to be highly lucrative and high-paying.  But have you ever wondered HOW exactly your agent will be paid? You are often approached by agents trying to convince you to list your home with them, or allow them to show you some nice homes to buy.  Read more...
02/24/2009
So you've decided to purchase your first home.  Here is some advice from the experts at Crestico Realty that will help you make the best decision for you. Define Your Search ParametersAlmost 80% of all home searches today begin on the Internet. With just a few clicks of the mouse, home buyers can...
02/21/2009
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