Carl Rizzuto's (crizzuto) Blog

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Real Estate Agent - Keller Williams Realty

ARCHIVED BLOG POSTS

2010 

Time To Refinance? Mortgage Rates Down 1.00 Percent Since April.   30-year fixed mortgage rates rose last week, marking the first time in a month that rates failed to fall week-to-week. The data sources from Freddie Mac, one of the government's major mortgage securitizers and a sister entity to F...
10/22/2010
As Buyer Foot Traffic Rises, So Does Homebuilder Confidence   As the "pulse of the single-family housing market", the Housing Market Index is a monthly product of the National Association of Homebuilders. Its scores range from 1-100, with a reading a 50 or better suggesting "favorable conditions"...
10/20/2010
Tools For Design : Visualize Your Home In Different Colors   In home design, the exterior is as important as the interior. The exterior are your home's first impression while performing the double-duty of protecting living space from damage and Mother Nature. And, occasionally, you may want to ma...
10/18/2010
Avoiding Common Mortgage Scams   Despite tougher mortgage guidelines and better loan disclosures for consumers, mortgage fraud is on the rise, according to the FBI. Fraud has many varieties and it's estimated cost to the nation is between $4-6 billion annually.  Today, common mortgage fraud scams...
10/15/2010
Fed Minutes Edge Mortgage Rates Higher   The Federal Reserve released its September 21, 2010 meeting minutes Tuesday afternoon. Mortgage rates in New York are slightly higher today. It's unwelcome news for this season's home buyers, and existing homeowners with plans to grab lower rates. Mortgage...
10/13/2010
Jobs Data Shows Private Sector Growth, Hints At Lower Mortgage Rates   On the first Friday of each month, the Bureau of Labor Statistics releases its Non-Farm Payrolls report from the month prior.  This month, though, because the first Friday of the month was also the first day of the month, the ...
10/11/2010
Fannie Mae Rolls Out New Lending Rules December 13, 2010   Starting Monday, December 13, 2010, Fannie Mae is changing its mortgage lending guidelines. For some mortgage applicants of New York , the loan approval process will simplify. For others, it will toughen. How you'll be affected personally...
10/07/2010
2011 Conforming Loan Limits : No Change From 2010   Conforming mortgages is so named because, literally, they conform to the mortgage guidelines set forth by Fannie Mae and Freddie Mac. Of the many traits of a conforming mortgage, one is "loan size" and loan sizes have limits. Mortgages exceeding...
10/06/2010
With The Start Of Autumn, An Easy Way To Save On Energy Bills   With the start of autumn comes a chill in the Egret Landing air, plus a simple way to drop your home's energy bill. For homeowners with ceiling fans, it's as simple as moving a button. In this vintage video from The Weather Channel, ...
10/04/2010
  The value of a home is based on the basic economic principle of Supply and Demand. When the number of buyers exceeds the number of sellers, home prices rise. Conversely, when sellers outnumber buyers, home prices fall. There's always a opening price point for negotiation and that figure often ...
10/01/2010
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Carl Rizzuto

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