MN Mortgage Matters

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Mortgage and Lending - Guaranteed Rate Mortgage - NMLS #386349
RECENT BLOG POSTS
Credit Scores vs. Neighborhood Watch The Federal Housing Administration is requesting lenders to relax their credit score minimums. Currently the average credit score on an FHA-insured mortgage is 700. If lenders allow a lower credit score to qualify for a FHA loan, more borrowers would be able t...
01/25/2012
Home Buyers Feeling More Confident With 4.61 million existing-home sales completed in December, this 5% increase since November means that consumers are feeling more confident in the economy and moving forward with home purchases. With continually low mortgage rates, job growth and bargain home p...
01/24/2012
Positive Economic Indicators Rates inched up last week after positive domestic and international economic news. We saw initial jobless claims fall to the lowest level in nearly 4 years, while showing minimal inflation risk with nearly no increase in the Consumer and Producer Price Indices. Abroad...
01/24/2012
10 Reasons You Need a Buyer’s Agent Due to the age of the internet, you may think you’re able to find your dream home without the help of a realtor. However, here are ten reasons why you still need a buyer’s agent: 1. Convenient: Researching and scheduling showings can consume a lot of your time....
01/13/2012
Real Estate Markets to Watch in 2012 As we start the New Year, everyone is trying to predict what 2012 will bring. With the real estate market having a tough couple of years, many wonder, will it begin to pick up this year? According to annual forecasts for market health, most anticipate that the...
01/13/2012
What is a Jumbo Mortgage? When you’re beginning the mortgage process, you may start coming across many terms you’re not familiar with. At Guaranteed Rate, we know educating our customers is one of the most important parts of helping them obtain a loan. Today we wanted to break down what a Jumbo m...
01/13/2012
Six Tips for a Good Appraisal When getting approved for a loan, usually your home or the home you’re purchasing will need to be appraised by an appraiser. An appraisal is a detailed report that looks at the condition of the house, the neighborhood and compares them to similar houses in the area. ...
01/13/2012
How To Take Advantage of Today’s Real Estate Market In our daily blogs, we’ve been over and over how great the real estate market is for purchasing a home: such low rates, so many homes for sale and such low prices! It’s almost like a candy shop for potential buyers. But the economy is still slow...
01/13/2012
18 House Hunting Warning Signs When you’re house hunting, it can be a very exciting experience and you’re just looking for that dream home you’ve been imagining. However, you should go into each house with a critical eye before allowing yourself to fall in love with it. A realtor can help you spo...
01/12/2012
Why Should I Lock My Loan? These days, everyone is looking for a deal; especially when it comes to their mortgage payments. And with near-record low mortgage rates, it’s hard not to get one, but what’s the big deal about locking your loan? Well, although rates are currently extremely low, they ar...
01/11/2012
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Chad Ronning

Conventional, FHA, VA, USDA
smartphone(612) 250-1544
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My goal is to articulate my opinions on mortgage and real estate related news and reports.