Frank Laisch's Blog

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Services for Real Estate Pros - Insurance NPN # 13379201
RECENT BLOG POSTS
Agents & Brokers, PROTECT YOURSELVES! Bryant posted some great tips on protecting yourself from a lawsuit in a shorts sale.  I have seen too many E&O claims where the agent didn't have the emails or any Documentation to defend themselves. Having a testimonial in the file from your client is price...
10/09/2012
I was interviewed yesterday for comments about the recent rate approvals of Citizens Property Insurance gets 10.8 percent rate hike.  What they didn't show was, The Citizens approval follows recent rate increases for private home insurers, Universal, Florida's second-largest home insurer, up by a...
10/02/2012
Fall begins this Weekend, and with it comes cooler temperatures and the resulting seasonal increase in the number of home heating fires. The term “heating fires” applies to those fires that are caused by central heating units, fixed or portable local heating units, fireplaces, heating stoves, chi...
09/22/2012
Almost everyone on the planet is guilty of telling a white lie at some point in their lives, and for some people, even daily. Whether the lie works to cover up the truth about a surprise for someone or serves as a means to spare someone’s feelings, most people feel that this deceptive practice ha...
09/17/2012
Thus far, the 2012 Atlantic hurricane season that is about at its midpoint has seen 14 tropical storms, with seven strengthening to hurricane status. According to catastrophe modeling firm Risk Management Solutions (RMS), the current hurricane season has been active: One of these hurricanes has b...
09/16/2012
Car crashes are the leading cause of death for children older than three years in the U.S. and send more than 140,000 children to the emergency room each year, new research has found that low proportions of U.S. children are using age-appropriate safety restraints and many are placed at risk by r...
08/08/2012
A couple week ago a Long time Client, Owner of a real estate firm called me to tell me he was being sued. I felt bad for him especially after I heard  the details of the Lawsuit. One of his agents had sold a couple a home last November who had moved here from Indiana. The buyers had emailed him a...
07/27/2012
Here are a few of the most common Myths about Home Insurance   Myth #1: Standard home insurance covers flood damage. Fact: Standard home insurance does NOT cover damage caused by a flood. If you feel that you need coverage for a flood you should purchase a separate flood insurance policy.   Myth ...
07/19/2012
Even though you may have a perfect driving record, moving across town could affect your rates  There are huge differences in car insurance premiums by live in a particular Zip code. Your rate starts with that Zip code base insurance rate. Insurance companies group Zip codes into different risk ca...
07/19/2012
Compare the estimate with your policy limits. You'll find them on the declarations page of your policy. If your insurer can't explain discrepancies to your satisfaction, start shopping for another insurer.   Don't be cheap. you want the best coverage for your money, not the lowest possible premiu...
07/19/2012
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FrankLaisch

"The Insurance Guy"
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