Cyndi Mino Beach Cities Real Estate

I think I have explained the term "Backup" more over the last few months than ever before.  I have a few buyers that are determined to be in specific neighborhoods, in which the inventory has been dwindling since the beginning of the year.  We see a new listing come on the market, get out there t...

Ok, I know "why" you don't want to pay - but "why" don't you want to pay? Sound a little confusing?  I'll straighten out the two "whys" in just a minute.  I am a Realtor - a Listing Agent, a Buyers Agent and an Agent who does a LOT of leases/rents.  So - on to first "why".  I know why you don't w...

Do you ask your Doctor to negotiate his fees, how about your lawyer?  So why are we asked to lower our fees, and sometimes work for almost nothing?  The public, home sellers, have no idea what we pay just to maintain our business and what we have already paid upfront to get their home sold.  Comm...

This is just unbelievable - but worthy of a reblog.  Short Sales are better for a sellers credit than a foreclosure but Fannie Mae is making them destroy their credit first before even deciding if this property is deemed appropriate for a Short Sale.  Yes, I had one go to foreclosure for the reas...

"Wow, I'm so excited!  I've saved 5% for a down payment, I've been pre-approved and I'm ready to buy my first home! Sigh.....I wish I could be as excited as you are. I wish it was like it used to be - find a home, make sure you are pre-approved for a loan (any type of loan), place your offer, get...

Very well written article about how we Realtors really get paid - what it doesn't mention is we also pay our E & O insurance, our own medical insurance, car payments, car insurance and all the advertising and marketing that we have paid for up front and still may not get paid if the sale doesn't ...

As a listing agent, I always delve down into the story of why my clients need to short sell their home - as a Buyers Agent, I always call their lender to check on the status of their pre-approval.  These precautions ahead of time solidify that there will be a sale, for either the seller or buyer....

One point well made in this blog is to start your contingencies, such as inspection, termite report and order appraisal upon verbal approval from lender/seller.  By the time you get the signed docs back, you may have run out of time to clear any problems found that you cannot live with.  And yes,...

I do a lot of short sales and I think all of these points are very important.  Your home is still your home until it sells and I know how you are feeling since I sold my best friends home as a short sale.  Do you want to be even more depressed seeing your yard and home not maintained?  We get the...

There is a good reason why we ask buyers many questions prior to showing them homes and this blog is one very good reason whyThe chicken and the egg. Which comes first? When a potential buyer calls and wants me to show them a home, one of my first questions I ask is are you pre-approved for a loa...