Phil Caulfield Mortgage Lender
Burlingame, San Mateo, Hillsborough, Foster City, Millbrae, San Bruno, Belmont, San Francisco, San Carlos, Redwood City, Woodside, Menlo Park, Atherton, Palo Alto, Los Altos, Half Moon Bay
ARCHIVED BLOG POSTS
2010
10
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(full disclosure: I am an affiliate of Automaticallyyou.com) AutomaticallyYou is a social media marketing tool that can really help real estate agents and mortgage originators. I think that this tool is a great application for bloggers. I am going to write about what this social media marketing t...
01/27/2010
I recently helped some clients obtain a private money loan for a home they own in Walnut Creek, CA. Here is the story why a private money loan was the best solution for them. My clients purchased this home for their daughter and husband. They purchased it with cash, so there was no loan on the pr...
01/22/2010
Do you feel like lenders are doing everything they can to not make loans instead of make loans? I do. Many of them tease you with a loan approval, but then, GOTCHA! They have a condition attached that makes it impossible to get the loan done. This series will examine some of the conditions we mor...
01/13/2010
There are five open houses scheduled in Atherton on Sunday January 10, 2010, as of the time of this writing. Here is a list of these open houses for you: 37 De Bell Drive, $5,495,000, open house from 1:30 to 4 301 Stockbridge Avenue, $1,998,000, 1:30 to 4:30 73 Nora Way, $1,895,000, 1:30 to 4:30 ...
01/08/2010
There are thirty-two open houses scheduled in Redwood City for Sunday July 10, 2009, as of the time of this writing. Here is a list of these open houses for you: 631 Sylvan Way, $2,195,000, open house from 1 to 4 350 Alameda de las Pulgas, $1,995,000, 2 to 4 846 Mohican Way, $1,899,000, 1:30 to...
01/08/2010
There are eleven open houses scheduled in Belmont for Sunday January 10, 2010. Here is a list of these open houses for you: 515 Davey Glen Road, $1,399,000, open house from 1:30 to 4 11 English Court, $1,299,000, 1 to 4 2003 Notre Dame Avenue, $1,125,000, 2 to 4:30 3212 Upper Lock Avenue, $949,...
01/08/2010
There are twenty three open houses scheduled in San Mateo for Sunday January 10, 2010, at the time of this writing. Here is a list of these open houses for you: 707 Oregon Avenue, $1,499,000, open house from 1 to 4 3066 Greenoak Court, $1,295,000, 1 to 4 205 Elm Street, $1,240,000, 12 to 2 9 Fa...
01/08/2010
There are 15 open houses scheduled in Burlingame on Sunday January 10, 2010. Here is a list of these open houses for you: 1348 Drake Avenue, $2,328,000, open house from 1 to 3 1325 Cabrillo Avenue, $2,248,000, 1:30 to 4 1316 Drake Avenue, $2,199,000, 1 to 4 10 Tiptoe Lane, $2,099,000, 1:30 to 4...
01/08/2010
There are six open houses scheduled in Millbrae on Sunday January 10, 2010, at the time of this writing. Here is a list of these open houses for you: 458 Hazel Avenue, $1,595,000, open house from 1 to 4 1040 Ridgewood Drive, $1,250,000, 1 to 4 1120 Oakwood Drive, $1,099,000, 1 to 4 803 Banbur...
01/08/2010
There are fifteen open houses scheduled in South San Francisco on Sunday January 10, 2010, at the time of this writing. Here is a list of these open houses for you: 613 Rocca Avenue, $848,800, open house from 1 to 4 2360 Bourbon Court, $699,999, 1 to 3 437 Ferndale Avenue, $619,000, 12 to 3 1 M...
01/08/2010
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Phil Caulfield
I Get The Loans Done That The Big Banks Don't!
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Phil Caulfield is a Loan Officer with Prosperity Home Mortgage LLC. I have experience with many types of loans, such as conforming, jumbo, FHA, and VA. I have worked with all types of clients, ranging from first- time buyers to high net worth individuals.
As a mortgage banker, we are able to offer many different types of loan programs to meet the needs of a wide variety of clients.
For example, we offer programs with low down payment requirements, which can be attractive to first-time buyers.
We also can help clients who are having a difficult time qualifying with traditional income documentation by utilizing alternative documentation, such as bank statements, to qualify.
Interest-only loans have been attractive to high net worth clients. These type of mortgages give the borrower more flexibility in terms of allocating funds into financial vehicles they deem to be the most attractive.
The current mortgage landscape requires a tremendous amount of documentation and disclosure. My goal as a Loan Officer is to make the process as painless and as simple as possible. Having 30 years of experience has enabled me to anticipate the issues that may come up during the loan process. I work with my clients upfront to work through these issues so that the surprises during the processing of their mortgage are minimized.
I grew up, live, and work in Burlingame. Many of my clients, naturally, are from Burlingame and the surrounding cities such as Hillsborough, San Mateo, Foster City, and Millbrae. I am licensed in the state of California, so I can help people who want to buy or own property anywhere in the state.