Dale Heck's (dalebheck) Blog

 Truthfully, it is rather rare that a seller's motivation will dramatically affect the price of a home, but it is often possible to save a few thousand dollars. The most common "motivated seller" is someone who has already bought his or her next home or is relocating to a new area. They will be u...

Seller FinancingAnother occasional request is to have the seller "carry back" a second mortgage to help facilitate your purchase of their home. In cases when the seller does not need all the proceeds from their sale in order to purchase their next home, this is an option. The advantage to the buy...

When is a Real Estate Agent a REALTOR®? When they are a member of the NATIONAL ASSOCIATION OF REALTORS®, The Voice for Real Estate® -- the world's largest professional association. The term REALTOR® is a registered collective membership mark that identifies a real estate professional who is a mem...

How Property Condition Affects Your OfferSince you have toured the property you are interested in, you should know how it compares to the general neighborhood. All you have to do is put the home in one of three categories - average, above average, or below average.When evaluating a home's conditi...

Things to Avoid Before Purchasing a HomeDon't Move Money AroundWhen a lender reviews your loan package for approval, one of the things they are concerned about is the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last two or ...

Other Financing Details in Your OfferYour offer should also contain information on whether you are obtaining a fixed rate or an adjustable rate mortgage. It should also state whether you are obtaining conventional financing or obtaining a VA or FHA loan. Call Dale or Cathy for Homes for sale near...

Other Factors Influencing Your Offer PriceGathering and analyzing information from comparable sales helps to establish the range of prices you should consider when making an offer to buy a home. More weight should be given to the most recent sales, but even so, you need to do a bit more analysis ...

Top Ten Mortgage Mistakes Home Buyers Make   Buying a home | Refinancing your home | Getting a home-equity loan  If you're like most people, purchasing a home is the biggest investment you'll ever make. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Be...

Top Ten Mortgage Mistakes Home Buyers Make   Buying a home | Refinancing your home | Getting a home-equity loan  If you're like most people, purchasing a home is the biggest investment you'll ever make. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Be...

Top Ten Mortgage Mistakes Home Buyers Make   Buying a home | Refinancing your home | Getting a home-equity loan  If you're like most people, purchasing a home is the biggest investment you'll ever make. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Be...