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Choosing A HouseBefore LookingBefore you actively look at homes to buy, it's necessary to know how much you can qualify for. Use mortgage calculators to determine how much you can buy with your down payment and closing cost money and what your monthly payments will be. Know Your Credit Worthiness...
08/28/2007
The Effect of Changing JobsHow Changing Jobs Affects Buying a HomeFor most people, changing employers will not really affect your ability to qualify for a mortgage loan. For some homebuyers, however, the effects of changing jobs can be disastrous to your loan application.Salaried EmployeesIf you ...
08/28/2007
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Cash Offers If you are one of those rare individuals making a cash offer to buy a home, it makes sense to provide some documentation with your offer that shows you have the funds available. A bank statement would be fine. If you have to liquidate stock or some other asset, your offer should give ...
08/28/2007
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Capital GainsTax Changes and EffectsThe new capital gains law allows homeowners to avoid paying taxes on the first $500,000 of profit if they are married or on the first $250,000 if they are single. You must have lived in the home as your primary residence for two of the last five years. You are ...
08/28/2007