Dan Chambless's (danchambless) Blog

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Mortgage and Lending - Capstone Mortgage, Inc.
RECENT BLOG POSTS
If you interview a number of really successful people, you will find a common thread to the reason for their success.  That common thread is passion.  Successful people are driven by passion for their career.  Notice the choice of the word career, not job.  These people do not view their professi...
12/19/2008
I'm sure you have all heard the old quote, "to get what you have never had, you must do what you have never done."  It's probably never been more appropriate than now. I'm constantly amazed when people talk about not having business.  When questioned about what they are doing to drive business th...
12/08/2008
3 Comments
There is a lot of speculation that the credit crunch is going to tighten further.  I'm already seeing it in the mortgage industry.  Credit scores are dropping. People with good credit are beginning to be affected.  The credit companies are tightening their requirements in general.  The biggest pr...
12/03/2008
Mortgage brokers are becoming a dying breed.  Across the nation, mortgage brokers are finding it more and more difficult to survive.  During the beginning of the mortgage industry debacle, many of the problems within the industry were laid at the brokers' feet.  Commonly cited reasons for the mel...
12/03/2008
I guess it might be pretty easy to be less than enthusiastic this Thanksgiving.  Things in the real estate and mortgage worlds have not been easy.  However,  I  am very thankful!  All of my children and their families will join us for our Thanksgiving meal.  I'll get to see my beautiful grand chi...
11/25/2008
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"Courage means to keep working a relationship, to continue seeking solutions to difficult problems, and to stay focused during stressful periods." - Denis Waitley
11/23/2008
0 Comments
I'm sure you all know the things you need to do to be succesful.  I wanted to share a few things that help me.  Whether your field is real estate or mortgages, the principals are really the same. 1. Spend a few minutes every day in personal development.  Take the time for yourself to improve your...
11/21/2008
0 Comments
As I was preparing to send out my non-conforming rate sheet this morning, I was going through the multitude of quotes I scan every morning.  I always try to find something that is meaningful and uplifting.  I came across one that seems to fit the "times" in which we find ourselves. "Bear in mind,...
11/20/2008
8 Comments
It's so easy for us to get caught up in all the negatives with which the medai constantly bombards us.  I've made up my mind that I am going to do my very best to focus on positives.  Out words are so powerful.  For many of us, our primary sources of conversation are via the telephone or e-mail. ...
11/20/2008
0 Comments
Like many of you, I have heard over the years how important it is to write your goals.  I've done it several times.  Looking back, it amazes me how much more successful I've been during the times I've actually written my goals down.  I think we all have some idea of what our goals are...somewhere...
11/19/2008
Rainer
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