Dan's Mortgage Wise Blog

  One of the most exciting new provisions of the Housing and Economic Recovery Act of 2008 is the First-Time Homebuyer Tax Credit. The credit is designed to encourage first-time homebuyers to go ahead and make the leap to purchase their first homes. If you have been on the fence about buying you...

    I have been getting quite a bit of questions lately such as are banks still doing mortgages?  Do you have to put 20% down?  Do you have to have perfect credit?  Are there any no income verification loans?  Are rates going down? So I thought I would share the answers: Banks are very much stil...