Maryann Giacobbe Houlihan Lawrence

Proper Planning for Your Mortgage Application With good preparation, most things are easier. That works in mortgages too! Today, I want to give you some ideas that can make your mortgage experience less painful. Income Items: Gather your documents. Today, many people will have to produce 2 years...

When things in your life seem almost too much to handle, When 24 hours in a day is not enough; Remember the mayonnaise jar and 2 cups of coffee. A professor stood before his philosophy class And had some items in front of him. When the class began, wordlessly, He picked up a very large and empty ...

1  He said to me . ... . I don't know why you wear a bra; you've got nothing to put in it I said to him .... . . You wear pants don't you?      2 He said to me ... . ......... Shall we try swapping positions tonight? I said to him .. That's a good idea - you stand by the stove & sink while I sit ...

1. Banish chips, scuffs and the like with a fresh coat of paint. I believe that eliminating nicks, scuffs and scratches on any painted or finished surface is one of the cheapest, easiest and most impactful spruces a seller-to-be can do.  That’s because these little tiny blemishes create a shabby ...

3 PART SERIES STARTING- THE MORTGAGE INTEREST DEDUCTION For most that filled out their forms on time, there is a collective sigh of relief now that the tax forms are all mailed or e-filed.  Probably, if you itemized deductions, the largest deduction was for your mortgage interest. This edition s...

BUT THE KITCHEN WAS NEW! HOME SAFETY DEFECTS Safety Defects Caught On Camera! So What's Wrong With A Few Loose Bricks....and other safety issues? Well, aside from the chance of a brick falling off the roof, water is surely getting into the inside of the home and even the furnace. But dig in, the...

  DID YOU KNOW? HOME IMPROVEMENT SEMINARS AT LOWES AND HOME DEPOT For whats covered and dates in the next few weeks at Home Depot   To find your closest Home Depot:To see what projects your local LOWES is covering:

  Tracking Your Elected Officials:The focus may be on the Republican candidates but all of them need to be tracked. Now we can harness the power of the internet to track everything our elected officials say or do. The tracking service is from GovTrack.us, a watchdog organization.           From ...

Today's active real estate market, along with current tax laws, has opened up opportunities to invest in fixer-upper homes and make a nice tax-free profit. The reason has to do with a tax law, passed in 1997, that increased the amount you can exclude from taxes after selling a home. If you quali...

TAKE A CLOSE LOOK AT YOUR PORTFOLIO You shouldn't just ignore your portfolio. Instead, take a close look at your holdings to make sure you are comfortable going forward. Follow these four steps during that review: 1. Review your current portfolio mix. List the current market values of all your i...