Dave Halpern, Realtor, Keller Williams Realty Louisville East

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Real Estate Agent - Keller Williams Realty Louisville East (502) 664-7827
Best offer does not mean highest offer or first offer received. Sometimes likelihood of closing is more important than price. Sometimes speed of closing is more important than price. An all cash offer is more likely to close. An "as-is" offer is more likely to close. Many factors can make a lower...
Bank of America has revealed the astonishing truth about what is holding back the housing recovery. Low population growth! The population isn't growing as fast as it did in the post World Wars I and II era. It is truly amazing how BOA finally found the smoking gun. I wasn't there when announcemen...
Does the buyer get stuck with the seller's debts and liens after buying a short sale?  The short answer is; No. The mortgages, liens and judgements do not stay with house. Buyers and sometimes their Realtors get concerned that a house in foreclosure may have debts attached to it that will survive...
Can the seller talk to their foreclosing lender while we, their Realtor team, are negotiating a short sale for them? Absolutely yes! As your short sale Realtors in Louisville, we are representing to your lender the facts of your hardship, and providing them all the supporting information they nee...
You are in a financial bind. You ask people for advice. Did you notice many give advice even though… Some have vested interests. Some don’t see the full picture, only their narrow area of expertise. Some wear expensive suits but have never done a short sale, and think that short sales are too goo...
Art Kestler, the trumpet player for Still Kickin' Rock Band says; We take people back to the 70's when rock n' roll was rock n' roll. The band will lay out the program to suit the audience. Their goal is to sound like the original group. Art jokingly says they were playing these 70's songs when t...
The Paragon Centre office building has a splendid blend of sleek design and a man made lake. As seen in this picture, beautiful swans grace the lake. The lake, with its ducks, swans and multitude of goldfish is a destination for both young and old. All days of the week people can be seen feeding ...
The Ohio River in Louisville overflowed it banks. Check out this photo. The Carrie Gaulbert Cox Walking Park is an oasis just east of downtown Louisville, but is now literally under water. Once the water recedes the clean up will begin. In the meantime, the park provides images of a different kin...
I’m often asked by clients and by other Realtors “How long does a short sale take?” I would like to give a concise answer, but alas, there isn’t a reliable one. The concise answer is too broad; “3 weeks to 3 years, depending on variables.” (1) Who’s backing the loan? FHA, VA, FNMA, Freddie Mac? T...
Lender turns down loan modification and refuses to postpone the foreclosure auction to allow for a short sale. The lender hurts themselves and the seller who acted responsibly. The seller contacted me many months ago to learn about the short sale option to avoid foreclosure. The lender, however, ...

Dave Halpern

Louisville Short Sale Expert
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