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Mortgage and Lending
Mortgage information in a clear, concise manner for residential, investor and commercial properties.
Two of Utah’s top mortgage lenders partner to bring homeownership to a greater number of individuals and families in the state and across the United States.  Salt Lake City, December 10, 2014––Academy Mortgage Corporation, a leading independent mortgage lender headquartered in Sandy, Utah, is pl...
Deficit Falls Again According to a recent report by the Congressional Budget Office, the nation’s deficit is shrinking. From the fiscal year 2013 to 2014, the deficit dropped from 4.1%to 2.8%of GDP. In hard numbers, America went from $675 billion in debt to roughly $480 billion. This decline is a...
2014 Halloween Costume Ideas Are you wondering what’s hot this year when it comes to outfitting your family for Halloween? You might be surprised at the mix of classic and distinctly contemporary themes that appear to be favorites in 2014.   An October 2014 survey by Skout (a mobile networking so...
Millennials Huge Impact On The Housing Market Many have overlooked millennials when analyzing housing market trends. The job market is still poor, and even those who do have jobs are often burdened by student debt. However, as the generation ages, their impact on the housing market has become mor...
Your First Home Buying Experience First time homebuyers are often filled with some combination of excitement and fear. It makes sense to feel these emotions, to varying degrees, vacillating throughout the process, but with some careful planning, you can relax and take the experience in stride, on...
Fun Facts about the Fourth of July Every good American knows the significance of the Fourth of July, right? Maybe not.   We know that it has something to do with the day of the signing of the Declaration of Independence in 1776, acknowledging that the 13 British Colonies in North America wanted t...
As the shaky U.S. economy begins to show signs of improvement, the question of when the federal government would begin to raise the federal funds rate is on the minds of many. The estimates released by several top officers of the Federal Reserve say that the interest rates will not begin rising u...
Refinancing Your Ohio FHA Loan Just Got a Lot Easier & Cheaper! Changes to the FHA streamline program for Ohio homeowners have made it far more attractive and simple to reduce interest rates and lower payments, even if you owe more than your home is worth… What is the FHA Streamline Program? FHA ...
This program has been out for a while, but the government says there are still 2 million homeowners eligible that have not taken advantage. There has also been a change to the closing dates, making more homeowners eligible.   If you are a Ohio home owner that is underwater on your existing confor...
As a result of the recent great recession many borrowers experienced unemployment or other severe reductions in income that caused them to lose their homes to a pre-foreclosure sale, deed-in-lieu, or foreclosure. Some borrowers were forced to file for bankruptcy to discharge or restructure their...

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