David Krushinsky's Blog

Mortgage and Lending - Reasy Financial LLC - NMLS 2446155
Desert Cactus Scorpions Rattlesnakes These are all the things that come to mind when you normally think of Phoenix, Arizona.  Having been born and raised in Phoenix, Arizona there are many more things to do here.  At the time of writing this article it's 113 degrees outside in Phoenix.  This is ...
"You're in good hands with..." "Like a good neighbor..." "Own a piece of the rock." What do these phrases remind you of? That's right, insurance. We all love insurance when we need it but hate to pay the premiums. And premiums are costing us more and more every year. Insurance rates seem to go up...
This is a home that Won't meet the requirements for an FHA loan on Phoenix.  Below are the guidelines most appraisers look at when they visit a home to appraise it for an FHA loan. 1: Home Inspections: Borrowers are encouraged to obtain a detailed home inspection of the property. Borrowers should...
By now, most of you have heard of the $8,000 tax credit available to first time homebuyers purchasing a primary residence in Phoenix before December 1, 2009.  The question that seems to be on everyone's mind is whether or not the money can be obtained sooner and if so, what can it be used towards...
With Phoenix home prices at an all time low, first-time homebuyers are in a prime position to maximize their opportunities in today's real estate market, especially with the authorization of the $8,000 tax credit by the American Recovery and Reinvestment Act of 2009.  The following is a brief sum...
The foreclosure market in Phoenix has sparked national attention and caused a dramatic increase in home sales.  According to an article published by the Arizona Republic, investors trying to reap the benefits of the bargain priced foreclosures jump started the area's housing market in the first p...
Fannie Mae and Freddie Mac have just released details on how they will handle refinance transactions authorized by the Home Affordable Refinance Program. The complete details of both programs can be found by accessing the program guides from Fannie Mae and Freddie Mac, but we will discuss some of...
FREE Continuing Education CE Classes   You are invited to attend the continuing education seminar " Answers To Tough Questions About Credit In Today's Market" on Thursday, October 16th from 6:00-9:00pm.  This event is FREE and provides (3) three Accredited General Hours towards your continuing ed...
The HOPE for Homeowners program was created by Congress to help those at risk of default and foreclosure refinance into more affordable, sustainable fixed rate loan. The program is effective from October 1, 2008 to September 30, 2011 for homeowners in Phoenix, AZ. As many as 400,000 homeowners co...

David Krushinsky

AZ MB-1044208 MLO NMLS #202115
local_phone(602) 456-2195
smartphone(602) 695-7575
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