David Krushinsky's Blog

Mortgage and Lending - Dk Home Loans, LLC - NMLS 1779290
While there are many jokes and gripes about having a mother-in-law, I feel like I am one of the lucky few who had the chance to marry into a wonderful family.  My mother-in-law, Diana, has taught me so much about having a positive attitude, no matter what life throws your way.  She's taught me ho...
As consumers, we've all been taught that shopping around for a mortgage to get the best deal is critical.  When shopping for your Phoenix home mortgage, it's fairly easy to check online or make some phone calls to determine rates.   Once you have had an opportunity to narrow down your search for ...
Contact: David Krushinsky Phone: 602-695-7575 Email: david@dkhomeloans.com Home For Sale in Glendale For Sale at $490,000     Send To Subdivision Pinnacle Hill Category Homes Type Single Family Re-Sale Sq Footage 3467 Bedrooms 4 Bathrooms 3 Half Bathrooms 0 Lot Size 0 Short Sale No Year Built 19...
FREE CONTINUING EDUCATION CLASS FOR ARIZONA REAL ESTATE PROFESSIONALS Understanding FICO Scoring & Managing Credit   You are invited to attend the continuing education seminar " Understanding FICO Scoring & Managing Credit" on Thursday, June 17th from 1:00 pm - 4:00 pm.  This event is FREE and pr...
For many, 2010 will undoubtedly prove to be one of the toughest years in the mortgage industry. The underwriting guidelines still continue to change daily, government regulation and intervention is at an all-time high, legislation is being proposed to change compensation models for Loan Originato...
FREE CONTINUING EDUCATION CLASS FOR ARIZONA REAL ESTATE PROFESSIONALS Have your clients asked you any of the following questions and you just weren't quite sure how to answer them? Is it better to file bankruptcy or to foreclose? What is a short sale and how can it affect my credit? What about a ...
So you're in the market to purchase a home in Phoenix, Arizona?  You've saved your money, but were hoping to find something with a low down payment.  Unfortunately, most of the affordable houses in your price range are unable to be financed with a FHA home loan.  It is beginning to seem like your...
Does creative financing still exist or are there ways to purchase homes in Phoenix without traditional financing these days?  If you're like me, you're probably saying, "No way".  If so, read on.  Recently, I had the privilege of speaking with a real estate investor, by the name of Nick Johnson, ...
So you've decided that you want to buy a home in Phoenix, AZ.  Besides the many advantages to living in the Valley, interest rates reaching all-time lows coupled with the recent plunge in home prices make Phoenix a very affordable and attractive option.   Nowadays, it is actually cheaper to purch...
If we believe foreclosure is in our clients best interest, should we propose this as an option and recommend they seek legal counsel? This morning I was thinking about the many clients I have who are underwater 50-70% in negative equity.  The more I thought about the reality of those clients gett...

David Krushinsky

AZ MB-0949619 MLO NMLS #202115
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