David Krushinsky's Blog

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Mortgage and Lending - Dk Home Loans, LLC - NMLS 1779290
RECENT BLOG POSTS
So you've decided to purchase a home in Moon Valley and you want to get the best deal on your mortgage.  You get on Google and type in Phoenix Home Mortgage to check rates but all the advertisements have this other rate with the letters APR next to it.  What is APR and why should you be concerned...
08/21/2009
All of us are aware of the overwhelming abundance of bank-owned properties flooding the Phoenix area housing market.  The Arizona Department of Housing (ADOH) has developed a new program to help your clients purchase foreclosed properties in Arizona.  The "Your Way Home AZ" program offers a forgi...
08/21/2009
The Phoenix area housing market is still being driven by foreclosed homes.  This wave of inventory consisting of bank-owned properties is not likely to decrease any time in the near future.  Now, Arizona residents have an even greater opportunity to take advantage of the affordable home prices an...
08/20/2009
Before you decide to throw down your hard earned money to pay for an appraisal, you may want to do some research.  Here are 6 sites that will help you find out how much your home may be worth for the purpose of selling your home, or refinancing your home mortgage.  These property evaluations only...
08/14/2009
Many residents in Phoenix, Arizona have recently decided to either purchase or refinance their dream home only to discover that they have less than perfect credit.  Don't be discouraged.  There are many ways to rehabilitate your credit.  Here are a few key tips to improve your credit score in the...
08/14/2009
Are You A Good Neighbor Next Door? Phoenix Loan Program for Firefighters, Police Officers, EMTs and Teachers Are you a Firefighter, Police Officer, EMT or a K-12 School Teacher?  If so, you may be eligible to purchase a home in Phoenix, AZ using the Good Neighbor Next Door Program.  Under this pr...
08/11/2009
Whether you are a first-time homebuyer or a veteran homeowner, one of the main qualifying requirements involved when mortgaging a home in Phoenix, AZ is your credit score.  However, most of us have no idea what actually makes up our credit score.  Many borrowers have the mindset that making their...
08/10/2009
  Thinking back to the days before being in the mortgage industry, I remember feeling like I didn't have a clue how to get a mortgage when I bought my home in Glendale, AZ.  This was before it was easy to jump online, go to Google, type in Home Mortgage Phoenix and start reading the endless amou...
08/02/2009
The FHA 203K Rehabilitation Loan was started as a tool to help the revitalization of neighborhoods and communities throughout Glendale, Arizona and the United States.  This loan program offers borrowers the resources to rehabilitate they're home in Arrowhead Ranch that may be in need of limited r...
07/23/2009
Free Continuing Education in Glendale, AZ You are invited to attend the continuing education seminar "Answers To Tough Questions About Credit In Today's Market" on Thursday, July 17th from 6:00-9:00pm. This event is provides (3) three Accredited General Hours towards your Continuing Education req...
07/14/2009
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David Krushinsky

AZ MB-0949619 MLO NMLS #202115
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