David Doerr's Utah Home Loans BLOG

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Mortgage and Lending - David Doerr Mortgage Team @ Axia Home Loans - NMLS# 103555
Utah Home Loans - Utah Mortgage Loans - Purchase - Refinance - Commercial - Investment - Residential
RECENT BLOG POSTS
As a mortgage guy, I must say a couple of things.  1) I sell the financing, you sell the property. 2) As a mortgage broker I know the TRUE financial situation, you don't. 3) I don't tell my clients to go to another realtor because they will only charge them 4 points to list their house instead of...
04/23/2007
It would have to be http://www.hsh.com/.  It is a invaluable tool when researching mortgage loans.  It gives realistic rates, not rates driven by brokers vying for your business by cutting their rates below what they can actually give because HSH does not sell leads to mortgage companies.  I just...
04/23/2007
The philosophy on mortgage is simple, I am of the school that would rather have money in the bank as a safety net than equity in my home.  This would be the case I relay to my clients, but as a finacial consultant I preface my remarks with "My philosophy is..." and end it with "...this may not be...
04/21/2007
There was an interesting article today on CNN Money.  The basic idea of the article was that investing in the stock market out performed investing in Real Estate during the last 20 years roughly 13% to 9% nationally. While the percentages may very well point in the direction of the stock market, ...
04/19/2007
Sub prime loans, like all ARM loans, are designed as tools to assist borrowers in accomplishing a certain goals. Sub prime companies did not set out to lend people money so that they thought would default, and go into foreclosure, they don't want the property: They want the payments.  I don't und...
04/12/2007
Being in the Real Estate Industry, mortgage specifically, I have heard a plethora of theories on what is going to happen to the mortgage market this year.  If the subprime market fiasco is but merely a market correction as some of the mortgage industry experts are saying, I believe we have little...
04/11/2007
I just thought that this was interesting. It looks like the median value of home is Utah county and Salt Lake county are still rocketing upward.  I love living in this area of the country, and I am excited moving into 2007 for the growth that we are going to exoerience here.  I am trying my best ...
03/02/2007
Rainer
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David Doerr

14 Year Mortgage Professional
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Opinions expressed on this blog are those of the authors and do not necessarily reflect the positions of David Doerr. Links on this blog to articles do not necessarily imply agreement by David Doerr with the contents of the articles. Links and posts are provided to foster discussion of important issues. Readers should make their own evaluations.

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