ARCHIVED BLOG POSTS

2018 

The idea for a national charter for alternative commercial lenders has proven controversial, as it stands such groups must refer to the regulations of each individual state. The charter initiative would provide a unified regulatory framework for online small business lenders.The OCC's new chairma...
01/31/2018
Commercial real estate and commercial lending stand to benefit from specific changes under the Tax Cuts and Jobs Act. The full impact of these changes however remains ambiguous.Specific changes that will benefit the owner's commercial real estate include new deduction options both for investment ...
01/31/2018
The wave of commercial mortgage backed securities in need of refinancing will linger in 2018. These mortgage bonds issued prior to the great recession will continue to mature at a steady pace over the coming year.Approximately 41.7 billion in CMBS securities needed to be refinanced last year. 201...
01/30/2018
As of January 1 the SBA announced it would lower equity requirements for new 7a loans. 7a borrowers will only need to finance 10 percent of future projects to qualify under the program.The SBA 7a loan is the agency's most popular lending program. The 7a loan provides 5 million dollars of capital ...
01/30/2018
The sluggish pace of commercial real estate lending seen in the first half of last year is expected to improve in the coming year. Commercial real estate transactions are on the rise, but are likely to be tempered by new fears among investors.The first half of last year was marked by new lows in ...
01/30/2018
Rising interest rates, business friendly environment in Washington and the strength of the economy will help bolster commercial lending in the coming yearInterest rates are expected to go up this year and banks could realize new profits from small business lending. Interest rates are expected to ...
01/29/2018
Commercial loans tied to retail properties will find new strength over the coming year, as retailers find new efficiencies.The record pace of retail defaults and store closures will likely slow in the coming year. retailers are benefiting from newfound efficiencies and an improving economy. Anal...
01/29/2018
The 1031 rule enables investors to defer the payment of capital gains by reinvesting income in similar properties. A large number of commercial real estate transactions, and therefore commercial real estate loans, are related to this rule.The 1031 rule is a provision which greatly benefits the re...
01/25/2018
The owners of commercial real estate once thought the ideal office was one that could seat the most people. Ideas about what makes an office efficient are being reshaped by technology. The owners of commercial properties have created new efficiencies by the incorporation of shared spaces.A recent...
01/25/2018
Commercial real estate loans are a different animal than their home mortgage counterparts. Learn the differences so that you are prepared when walking in to the commercial lender.There’s a few basic differences when it comes to commercial real estate loans versus home mortgages. While both requi...
01/24/2018