Dora Griffin's Blog

SHOP SMALL BUSINESS SATURDAY NOVEMBER 24, 2018 SMALL BUSINESS SATURDAY IS THIS WEEKEND!  This is the weekend to think about what you are buying and determine if you can buy it locally. Support local retailers vs the big box stores. Your money will benefit a local family when you shop locally.  Sh...

VA LOANS OFFER AWESOME BENEFITS VA loans offer awesome benefits to military home buyers or for refinance. Some of the benefits are: ZERO DOWN PAYMENT AVAILABLE  (One can put down funds if desired) NO MONTHLY PRIVATE MORTGAGE INSURANCE GREAT RATES AVAILABLE LOANS AVAILABLE TO ACTIVE AND DISCHARGED...

JUST VOTE NOVEMBER 6, 2018 No matter who you vote for, no matter  your party affiliation VOTE on NOVEMBER 6, 2018!!!!  We in this country do not fully realize how precious our right to have our say about our government and ultimately our lives really is. I'll be the first to admit when I was youn...

What is going on with interest rates?What is going on with interest rates? It's a volatile time in the long term interest rate market and here's my take on it as well as the prime rate. The prime rate and long term interest rate are two different things. When the public hears the Feds raised the ...

Save Up to $525 On Conventional Purchase Loans  For Kentucky Conventional Purchase Loans And A Limited Time Only save up to $525 on the appraisal fee.  Closing costs are not a pleasant part of the home buying process. Many costs cannot be avoided because they are necessary.   Sometimes an apprais...

CONSIDERING A HOME REFINANCE? If you are considering a home refinance there are a few things you need to know. The first thing you need to know is that this is NOT a refinance market like we have experienced over the last few years. Interest rates are UP this year. So if you are looking to save m...

When To Get Qualified For A Home LoanThere are different reasons for different home buyers as to getting started with the lending process. Some home buyers are fortunate in that they have plenty of cash for a down payment, great credit, and low income to debt ratio.  Many, however,  don't fall in...

Termite Inspection for Home Purchase When you buy a home in Northern Kentucky the inspection for a home inspection and wood destroying insects boxes are routinely checked. We live in an area where termites are fairly common so most home buyers will want the termite inspection done. I must disclos...

House Hunting, What You Want and Need House Hunting is made easier if you start with what you WANT and what you NEED in a home. I'm working with a first time buyer now who has taken the steps as recommended to make a list of what she must have and what she wants in a home. This is an important st...

SHOULD YOU CO-SIGN A LOAN? In the mortgage lending business we often discover when pulling credit that an applicant has co-signed a loan for another party. Most often that is for a close family relative, sometimes it is for a friend. When co-signing a loan many co-signors get it wrong in that the...