ARCHIVED BLOG POSTS
2010
3
Comments
As a Realtor your number one job is to get known by the most (qualified) people in the most favorable way. Here is a key to doing that; what I call back door marketing. What you do is sell an idea or raise money for another organization. Suppose that you are a Lions Club member. Every Lions Club ...
06/29/2010
1
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Magic is different than mortgages in that in magic you NEVER want to disclose and in mortgages you always disclose...They are the same more than they are different. Magic and mortgages should both have a happy ending...the trip to the final conclusion should be exciting and enjoyable..a good magi...
06/29/2010
0
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FHA is great in that they only require a 3.5% down payment and the down payment can be gift. But the money has to flow perfectly and be completely traceable. In this video the Title Company accepted a check from a person not on the loan and it caused all kinds of problems. I only mention one chec...
06/29/2010
1
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Many people including Realtors and loan officers have difficulty computing the loan payement- especially the entire payment with taxes, insurance and mortgage insurance. Here is a very simple loan qualifier developed by a fellow I work with. I use it every day and send it to clients to use so the...
06/26/2010
1
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This FHA basics are so simple: 3.5% down payment620 credit score46/56 debt ratioGifts allowedSeller can pay up to 6% closing fees Of course there are variations but for a purchase that is basic enough. http://www.youtube.com/watch?v=Au4q9RYRhaA
06/24/2010
3
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If you write a blog. And you do........ If you are in sales, which you are......... Then there is a free lunch that will actually pay you. In your community there are Service Clubs that would love to hear what you have to say and they will even give you a free lunch. One year I did more than 40 t...
06/23/2010
0
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I really want all Realtors and mortgage lenders to do well. Many of us have taken a beating in the market place these past couple of years and are coming out of the tough times. Regulators have imposed rules for appraisals and disclosures that slow down the process and are cumbersome. After all t...
06/23/2010
HAFA is part of the HAMP (Home Affordable Modification Program)and provides financial incentives to servicers and borrowers who utilize a short sale or deed-in-lieu to avoid a foreclosure on an eligible loan under HAMP. If the servicer determines that a borrower is eligible for a HAFA offer based...
06/23/2010
0
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Mold is responsible for saving millions of lives but the cry from some attorneys is Mold is Gold. Scottish bacteriologist Alexander Fleming (1881-1955) discovered penicillin by accident in 1928. While conducting research using several petri dishes of bacteria cultures, he accidentally left one of...
06/17/2010
Currently at Sales Magic (http://www.salesmagic.biz) I am teaching a small business management class. This class, as the name says is for the small business person and in this class we have an architect, a CPA, project managers and even a Zen teacher. Most of the class members have been self empl...
06/17/2010
Rainmaker
376,831
376,831
Doug Jones
Mortgage Broker - NMLS 286668